01 - Taxes
Retirement Tax Treatment
Tennessee levies no state income tax, meaning Social Security, pension, and retirement account withdrawals are all state-tax-free.
Source · Tax Foundation
79
7
Your
Bristol
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
26,973
+
Total Population
$
42,067
Median Income
$
135,800
Median Home
18
%
Age 65+
Retirement Suitability
How
Bristol
ranks for retirees?
49
/ 100
A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.
Tax
79
Affordability
60
Healthcare
5
Climate
58
Results
Bristol
Suitability Breakdown
02 - Income
Annuity Rates Available Here
Fixed annuity rates reach up to
7
% on 5-year terms, with most landing between
5
% and
5
%.
Source · Cannex
60
03 - Healthcare
Hospital Access & Quality
The area has
3
Medicare-certified hospitals, averaging a
2
/5 CMS quality rating.
Source · CMS Hospital Compare
2
04 - Climate
Weather & Comfort
A
Temperate
climate — summers peak near
85
°F, winters dip to about
27
°F, with roughly
13
″ of snow a year.
Source · NOAA Climate Normals
Temperate
05 - Risk
Natural Disaster Risk
FEMA's overall natural-disaster risk rating for this county on the National Risk Index.
Source · FEMA National Risk Index
Relatively Low
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Frequently Asked Questions
Does Tennessee tax Social Security or pension income for retirees in Bristol?
Tennessee does not tax Social Security benefits, pension income, or retirement account withdrawals at the state level. For retirees in Bristol living on fixed income, this means more of every dollar stays in their pocket compared to states that do tax those sources. It is one concrete financial factor worth understanding when evaluating retirement locations.
What are hospital and Medicare options like for retirees living in Bristol, TN?
The Bristol area has three Medicare-certified hospitals available to residents. However, those facilities average 2.0 out of 5 stars on CMS quality ratings, which is below the national average. That rating suggests retirees should research individual hospitals carefully before relying on them for ongoing or specialized care rather than assuming all three offer equivalent quality.
How affordable is housing in Bristol, TN for someone retiring on a fixed income?
Bristol’s median home value is $135,800, which is well below national medians. That lower price point can make it easier for retirees to purchase a home outright or carry a smaller mortgage, preserving more monthly cash flow. Nearly one in five residents is 65 or older, reflecting that the area already supports a sizable retiree population on modest incomes.
What is the weather like in Bristol, TN and is there serious natural-disaster risk?
Bristol has a temperate climate with average summer highs around 84 degrees Fahrenheit and winter lows near 27 degrees, with roughly 13 inches of snow annually. Winters are real but not extreme. FEMA rates the county’s overall natural-disaster risk as relatively low, which can be a practical consideration for retirees thinking about property insurance costs and safety.
How might a guaranteed annuity fit into a retirement income plan in Bristol, TN?
Nearly one in five Bristol residents is 65 or older, and with a median household income of $42,067, predictable income matters here. Tennessee charges no state income tax on retirement income, so a multi-year guaranteed annuity’s fixed interest accumulates in a favorable tax environment. A MYGA locks in a set rate for a chosen term, letting retirees cover essential expenses confidently alongside Social Security or a pension. Current rates change often, so check our current annuity rates page for today’s figures.