Advisor Standards
How We Match You — and Who We Match You With
Annuities.net is an education-first platform. We help you understand how annuities work — and when you're ready, we introduce you to a licensed professional who meets the standards below. No pressure, no obligation, and never a fee for you.
How Matching Works
1
You tell us your goals
Your state, your timeline, and what you want your savings to do. It takes about a minute, and there is no cost.
2
We match you with a vetted advisor
We match you with a licensed advisor from our network based on your needs and their expertise. We do not auction your information.
3
You review your options together
Clear, side-by-side comparisons, and hard questions welcome. You decide if and when to move forward.
Our Advisor Standards
Every advisor we match you with must meet all six of these standards, without exception.
1
Active state licensing
An active life insurance license in every state where they serve consumers — verified when they join the network and re-verified periodically.
2
A-rated carriers only
They may only recommend annuities from carriers rated A− (Excellent) or better by AM Best.
3
At least five years of experience
A minimum of five years working specifically in retirement income planning, not general insurance sales.
4
A clean regulatory record
Every advisor passes a regulatory and complaint-history review before joining the network.
5
Our consumer-care code of conduct
Education first. Full disclosure of surrender periods, fees, and limitations. No pressure tactics — ever.
6
A willingness to answer the hard questions
Rate guarantees, carrier ratings, penalty-free access. Advisors who cannot or will not answer these do not stay in the network.
How We're Compensated
Annuities.net is free for consumers. Financialize.com LLC, our parent company, may receive compensation from licensed professionals in our network when we make an introduction. Compensation never changes the educational information we publish, and matching is based on your needs — not on who pays more.
What We Never Do
We never sell your mobile number or SMS consent to anyone. We never share your information beyond the professional you're matched with and the service providers who help us operate the site. And we never pressure you to buy anything.
Ready When You Are
Every advisor we match you with meets all six standards above. No pressure, no obligation, and never a fee for you.