Fact text

  • Germantown was briefly renamed 'Neshoba' during World War I because residents wanted to ditch the German-sounding name, then quietly changed it back.
  • The town's name is a happy coincidence: it was named after surveyor N. T. German, and German immigrant families just happened to move in afterward.
  • Germantown is one of only five municipalities in the entire country to have ever won the Malcolm Baldrige National Quality Award, the Oscar of city management.
  • The Arbor Day Foundation has named Germantown a 'Tree City USA' for 33 consecutive years running.
  • The city hosts the Germantown Charity Horse Show every June, keeping a distinctly old-school, equestrian charm alive in a modern suburb.
Your
Germantown
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
Stat icon
39196
+
Total Population
Stat icon
$
123387
Median Income
Stat icon
$
337600
Median Home
Stat icon
22
%
Age 65+
Retirement Suitability
How
Germantown
ranks for retirees?
50
/ 100

A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.

Tax
79
Affordability
84
Healthcare
1
Climate
32

Results

Germantown

Suitability Breakdown

Retirement tax planning
01 - Taxes

Retirement Tax Treatment

Tax
79

Tennessee levies no state income tax, meaning Social Security, pension, and retirement account withdrawals are fully exempt at the state level.

State sales tax here runs about

7

%.

Source · Tax Foundation
79
7
Retirement tax planning
02 - Income

Annuity Rates Available Here

Affordability
84

Fixed annuity rates reach up to

7

% on 5-year terms, with most landing between

5

% and

5

%.

Source · Cannex
84
Retirement tax planning
03 - Healthcare

Hospital Access & Quality

Healthcare
1

The area has

6

Medicare-certified hospitals, averaging a

2

/5 CMS quality rating.

Source · CMS Hospital Compare
2
Retirement tax planning
04 - Climate

Weather & Comfort

Climate
32

A

Temperate

climate — summers peak near

91

°F, winters dip to about

31

°F, with roughly

″ of snow a year.

Source · NOAA Climate Normals
Temperate
Retirement tax planning
05 - Risk

Natural Disaster Risk

Risk
Relatively High

FEMA's overall natural-disaster risk rating for this county on the National Risk Index.

Source · FEMA National Risk Index
Relatively High

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