01 - Taxes
Retirement Tax Treatment
Arkansas taxes income but exempts Social Security benefits, which can meaningfully reduce the tax burden for retirees drawing from those payments.
Source · Tax Foundation
8
Your
Benton
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
36,360
+
Total Population
$
59,994
Median Income
$
148,700
Median Home
15
%
Age 65+
Retirement Suitability
How
Benton
ranks for retirees?
33
/ 100
A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.
Tax
8
Affordability
88
Healthcare
12
Climate
34
Results
Benton
Suitability Breakdown
02 - Income
Annuity Rates Available Here
Fixed annuity rates reach up to
7
% on 5-year terms, with most landing between
5
% and
5
%.
Source · Cannex
88
03 - Healthcare
Hospital Access & Quality
The area has
2
Medicare-certified hospitals, averaging a
3
/5 CMS quality rating.
Source · CMS Hospital Compare
3
04 - Climate
Weather & Comfort
A
Temperate
climate — summers peak near
91
°F, winters dip to about
32
°F, with roughly
″ of snow a year.
Source · NOAA Climate Normals
Temperate
05 - Risk
Natural Disaster Risk
FEMA's overall natural-disaster risk rating for this county on the National Risk Index.
Source · FEMA National Risk Index
Relatively Low
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Frequently Asked Questions
Does Arkansas tax Social Security retirement benefits?
Arkansas does not tax Social Security benefits, which can meaningfully lower the tax burden for retirees who rely on those payments as a primary income source. This exemption is worth understanding as you estimate your net retirement income in Benton, though you should verify how other income sources like pensions are treated under current state law.
What are healthcare options like for retirees in Benton, Arkansas?
Benton has 2 Medicare-certified hospitals serving the area, but they average 2.5 out of 5 CMS quality stars. Retirees managing complex or chronic health conditions may want to research access to higher-rated regional facilities nearby before committing to the area long term.
Is housing affordable for retirees on a fixed income in Benton, AR?
Benton’s median home value is $148,700, which is well below national averages, and the median household income sits near $60,000. That combination suggests the local cost of living can leave meaningful room in a retiree’s budget for savings, healthcare costs, or building additional income streams.
How severe are weather and natural disaster risks for retirees in Benton, Arkansas?
Benton experiences hot summers with average highs around 91°F and winters that dip to freezing, so retirees sensitive to temperature extremes should plan accordingly. On the broader risk front, FEMA rates the county’s overall natural-disaster risk as Relatively Low, which provides a reassuring baseline for long-term planning.
Can a guaranteed annuity help stretch retirement income in Benton, Arkansas?
Benton’s median household income sits near $60,000, and with home values under $150,000, many residents have modest but workable retirement budgets to protect. Arkansas exempts Social Security from state income tax, which helps, but covering essential expenses beyond those benefits still requires a reliable income floor. A multi-year guaranteed annuity locks in a fixed interest rate for a set term, so a portion of savings grows predictably regardless of market swings. Current rates change often, so check our current annuity rates page for today’s figures.