01 - Taxes
Retirement Tax Treatment
Arkansas taxes income but leaves Social Security benefits untouched, which matters for retirees leaning on that income stream.
Source · Tax Foundation
8
Your
Bentonville
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
52,070
+
Total Population
$
84,340
Median Income
$
258,300
Median Home
8
%
Age 65+
Retirement Suitability
How
Bentonville
ranks for retirees?
48
/ 100
A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.
Tax
8
Affordability
66
Healthcare
81
Climate
32
Results
Bentonville
Suitability Breakdown
02 - Income
Annuity Rates Available Here
Fixed annuity rates reach up to
7
% on 5-year terms, with most landing between
5
% and
5
%.
Source · Cannex
66
03 - Healthcare
Hospital Access & Quality
The area has
3
Medicare-certified hospitals, averaging a
4
/5 CMS quality rating.
Source · CMS Hospital Compare
4
04 - Climate
Weather & Comfort
A
Temperate
climate — summers peak near
88
°F, winters dip to about
25
°F, with roughly
9
″ of snow a year.
Source · NOAA Climate Normals
Temperate
05 - Risk
Natural Disaster Risk
FEMA's overall natural-disaster risk rating for this county on the National Risk Index.
Source · FEMA National Risk Index
Relatively Moderate
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Frequently Asked Questions
Does Arkansas tax Social Security retirement benefits?
Arkansas does not tax Social Security benefits, which can meaningfully stretch retirement income for residents who rely on those payments. Keep in mind that Arkansas does tax other forms of income, so it is worth reviewing how your full income picture — wages, withdrawals, or other sources — interacts with state tax rules before retiring here.
What are hospital and healthcare options like for retirees in Bentonville?
Bentonville has three Medicare-certified hospitals serving the area, and they average 4.0 out of 5 stars on CMS quality ratings. That combination of availability and above-average quality ratings suggests reasonable access to care for retirees and pre-retirees managing ongoing health needs in the region.
How affordable is housing in Bentonville compared to national retirement destinations?
The median home value in Bentonville is $258,300, which is moderate compared to many popular retirement markets. For pre-retirees building equity before retirement, that price point may offer room to grow wealth through homeownership. The median household income of $84,340 also suggests residents here have a relatively solid financial foundation.
What natural disaster risks should I know about before retiring in Bentonville?
FEMA classifies Bentonville’s county as having a Relatively Moderate overall natural-disaster risk on its National Risk Index. The climate brings real winters with average lows around 25°F and about 9 inches of annual snowfall, plus summer highs averaging 88°F. Understanding these seasonal and risk factors can help retirees plan for insurance and home maintenance costs.
Can a fixed annuity help me create guaranteed income if I retire in Arkansas?
Bentonville’s median household income of $84,340 suggests strong saving capacity, but Arkansas does tax general income in retirement — though Social Security benefits are left untouched. A multi-year guaranteed annuity locks in a fixed interest rate for a set term, turning accumulated savings into predictable income that can cover essential expenses regardless of market swings. That certainty pairs well with tax-exempt Social Security dollars. Current rates change often, so check our current annuity rates page for today’s figures.