01 - Taxes
Retirement Tax Treatment
Ohio does not tax Social Security benefits, though other retirement income may be subject to state income tax.
Source · Tax Foundation
8
Your
Chillicothe
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
21,668
+
Total Population
$
45,251
Median Income
$
117,700
Median Home
21
%
Age 65+
Retirement Suitability
How
Chillicothe
ranks for retirees?
39
/ 100
A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.
Tax
8
Affordability
83
Healthcare
30
Climate
45
Results
Chillicothe
Suitability Breakdown
02 - Income
Annuity Rates Available Here
Fixed annuity rates reach up to
7
% on 5-year terms, with most landing between
5
% and
5
%.
Source · Cannex
83
03 - Healthcare
Hospital Access & Quality
The area has
1
Medicare-certified hospitals, averaging a
3
/5 CMS quality rating.
Source · CMS Hospital Compare
3
04 - Climate
Weather & Comfort
A
Cold / Snowy
climate — summers peak near
84
°F, winters dip to about
23
°F, with roughly
″ of snow a year.
Source · NOAA Climate Normals
Cold / Snowy
05 - Risk
Natural Disaster Risk
FEMA's overall natural-disaster risk rating for this county on the National Risk Index.
Source · FEMA National Risk Index
Relatively Low
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Frequently Asked Questions
Does Ohio tax Social Security income for retirees in Chillicothe?
Ohio does not tax Social Security benefits, which can be a meaningful advantage for retirees whose income relies heavily on those payments. Other forms of retirement income, such as pensions or withdrawals, may still be subject to Ohio state income tax, so it is worth verifying your specific income sources with a tax professional.
What is healthcare access like for retirees living in Chillicothe?
Chillicothe has one Medicare-certified hospital serving the area, rated 3.0 out of 5 stars by CMS. That reflects adequate single-facility access with average quality scores. Retirees who anticipate frequent or specialized medical needs may want to consider how comfortable they are relying on one local hospital.
How affordable is housing in Chillicothe for someone on a fixed retirement income?
The median home value in Chillicothe is $117,700, which is well below national averages. For retirees managing a fixed income against a median household income of $45,251 in the area, that lower housing cost can help stretch retirement dollars further compared to higher-cost markets.
What is the natural disaster risk for retirees considering Chillicothe long term?
Can a guaranteed annuity help a Chillicothe retiree create steady income?
With more than one in five Chillicothe residents aged 65 or older and a median household income of $45,251, predictable income matters here. A multi-year guaranteed annuity, or MYGA, locks in a fixed interest rate for a set term, so your growth is known from day one. That certainty can help cover essential costs—groceries, utilities, heating bills during cold Ross County winters—without worrying about market swings. Current rates change often, so check our current annuity rates page for today’s figures.