01 - Taxes
Retirement Tax Treatment
Virginia does not tax Social Security benefits, though other retirement income is subject to the state income tax.
Source · Tax Foundation
8
Your
Cascades
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
12,132
+
Total Population
$
137,293
Median Income
$
477,800
Median Home
12
%
Age 65+
Retirement Suitability
How
Cascades
ranks for retirees?
54
/ 100
A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.
Tax
8
Affordability
52
Healthcare
94
Climate
70
Results
Cascades
Suitability Breakdown
02 - Income
Annuity Rates Available Here
Fixed annuity rates reach up to
7
% on 5-year terms, with most landing between
5
% and
5
%.
Source · Cannex
52
03 - Healthcare
Hospital Access & Quality
The area has
2
Medicare-certified hospitals, averaging a
5
/5 CMS quality rating.
Source · CMS Hospital Compare
5
04 - Climate
Weather & Comfort
A
climate — summers peak near
°F, winters dip to about
°F, with roughly
″ of snow a year.
Source · NOAA Climate Normals
05 - Risk
Natural Disaster Risk
FEMA's overall natural-disaster risk rating for this county on the National Risk Index.
Source · FEMA National Risk Index
Relatively Low
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Frequently Asked Questions
Does Virginia tax Social Security income for retirees?
Virginia does not tax Social Security benefits, which can meaningfully reduce a retiree’s state tax burden. However, other forms of retirement income, such as withdrawals from traditional IRAs or pensions, are generally subject to Virginia’s state income tax. Retirees with mixed income sources should review how each type is treated under state law.
What are healthcare options like for retirees in Cascades, VA?
Cascades is served by two Medicare-certified hospitals, and those facilities average an impressive 4.5 out of 5 stars on CMS quality ratings. That combination of access and quality provides a reasonable foundation for retirees evaluating healthcare infrastructure when deciding where to settle during their later years.
How expensive is housing in Cascades, VA for someone approaching retirement?
The median home value in Cascades is $477,800, reflecting its status as a high-income suburban community. With a median household income of $137,293, many residents are well-positioned relative to local housing costs, though anyone transitioning from a paycheck to fixed retirement income should carefully model how housing expenses fit their long-term budget.
Is Cascades, VA at high risk for natural disasters in retirement?
FEMA rates the county where Cascades is located as having a ’Relatively Low’ overall natural-disaster risk on its National Risk Index. For retirees thinking about long-term stability and property insurance costs, this rating suggests a more predictable risk environment compared to higher-exposure regions of the country.
How can a guaranteed annuity help Cascades retirees manage the shift from earning to drawing income?
With nearly 1,500 residents aged 55–75 and a median household income of $137,293, Cascades households face a real planning challenge: replacing a paycheck with reliable income. A multi-year guaranteed annuity locks in a fixed interest rate for a set term, so a portion of savings grows predictably. That certainty helps cover essential expenses without depending on market performance. Virginia taxes most retirement income, making steady, plannable distributions especially useful. Current rates change often, so check our current annuity rates page for today’s figures.