01 - Taxes
Retirement Tax Treatment
Illinois does not tax Social Security benefits, which can meaningfully preserve income for retirees drawing from that source.
Source · Tax Foundation
8
Your
Belleville
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
41,256
+
Total Population
$
52,843
Median Income
$
97,500
Median Home
14
%
Age 65+
Retirement Suitability
How
Belleville
ranks for retirees?
59
/ 100
A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.
Tax
8
Affordability
99
Healthcare
94
Climate
23
Results
Belleville
Suitability Breakdown
02 - Income
Annuity Rates Available Here
Fixed annuity rates reach up to
7
% on 5-year terms, with most landing between
5
% and
5
%.
Source · Cannex
99
03 - Healthcare
Hospital Access & Quality
The area has
3
Medicare-certified hospitals, averaging a
5
/5 CMS quality rating.
Source · CMS Hospital Compare
5
04 - Climate
Weather & Comfort
A
Temperate
climate — summers peak near
89
°F, winters dip to about
25
°F, with roughly
12
″ of snow a year.
Source · NOAA Climate Normals
Temperate
05 - Risk
Natural Disaster Risk
FEMA's overall natural-disaster risk rating for this county on the National Risk Index.
Source · FEMA National Risk Index
Relatively High
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Frequently Asked Questions
Does Illinois tax Social Security income for retirees in Belleville?
Illinois does not tax Social Security benefits, which means retirees in Belleville keep more of that income each year. This state-level exemption can make a real difference for households relying heavily on Social Security, particularly given Belleville’s median household income of around $52,843.
What are hospital and healthcare options like for retirees in Belleville?
Belleville is served by three Medicare-certified hospitals that average 4.5 out of 5 stars on CMS quality ratings, which is well above the national norm. That level of local healthcare access can be an important practical consideration for residents who are 65 or older, a group that makes up nearly 14 percent of the city’s population.
How affordable is housing in Belleville for someone planning retirement?
The median home value in Belleville is $97,500, which is considerably lower than many U.S. metros. Lower housing costs can reduce the amount of guaranteed income a retiree needs to cover basic expenses, potentially leaving more room in a retirement budget for healthcare, travel, or savings.
What natural disaster risks should Belleville retirees be aware of?
How do fixed annuity rates in Illinois compare for someone wanting guaranteed income in retirement?
Illinois retirees in Belleville benefit from one advantage right away: the state does not tax Social Security benefits, which stretches every guaranteed dollar further. A multi-year guaranteed annuity, or MYGA, locks in a fixed interest rate for a set term, so your growth is predictable regardless of market swings. With roughly 14 percent of Belleville already 65 or older and healthcare costs a real factor, knowing exactly what income arrives each month helps cover essential expenses reliably. Current rates change often, so check our current annuity rates page for today’s figures.