01 - Taxes
Retirement Tax Treatment
Oklahoma does not tax Social Security benefits, though other retirement income may still be subject to state income tax.
Source · Tax Foundation
8
Your
Bartlesville
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
36,495
+
Total Population
$
53,098
Median Income
$
128,600
Median Home
19
%
Age 65+
Retirement Suitability
How
Bartlesville
ranks for retirees?
36
/ 100
A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.
Tax
8
Affordability
89
Healthcare
30
Climate
15
Results
Bartlesville
Suitability Breakdown
02 - Income
Annuity Rates Available Here
Fixed annuity rates reach up to
7
% on 5-year terms, with most landing between
5
% and
5
%.
Source · Cannex
89
03 - Healthcare
Hospital Access & Quality
The area has
1
Medicare-certified hospitals, averaging a
3
/5 CMS quality rating.
Source · CMS Hospital Compare
3
04 - Climate
Weather & Comfort
A
Cold / Snowy
climate — summers peak near
91
°F, winters dip to about
24
°F, with roughly
″ of snow a year.
Source · NOAA Climate Normals
Cold / Snowy
05 - Risk
Natural Disaster Risk
FEMA's overall natural-disaster risk rating for this county on the National Risk Index.
Source · FEMA National Risk Index
Relatively Low
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Frequently Asked Questions
Does Oklahoma tax Social Security retirement benefits?
Oklahoma does not tax Social Security benefits, which can meaningfully stretch a fixed retirement income in Bartlesville. However, other retirement income such as pensions may still be subject to Oklahoma state income tax, so it is worth verifying how your specific income sources are treated before finalizing a retirement budget.
What is healthcare access like for retirees in Bartlesville?
Bartlesville has one Medicare-certified hospital, rated 3.0 out of 5 stars by CMS. That provides local access for routine and emergency care, though the mid-range quality rating suggests some retirees may want to consider proximity to larger regional medical centers for specialized needs.
Is Bartlesville an affordable place to retire on a fixed income?
Bartlesville’s median home value is $128,600 and median household income is $53,098, reflecting a relatively modest cost-of-living profile. For retirees relying on fixed income streams, lower housing costs can reduce monthly expenses and make guaranteed income sources stretch further compared to higher-cost metro areas.
How severe is the weather in Bartlesville for older adults?
Bartlesville experiences notable temperature swings, with average summer highs reaching 91°F and average winter lows dropping to 24°F. Retirees who are sensitive to heat or cold should factor in both seasonal extremes when evaluating whether the climate suits their health and lifestyle needs year-round.
How can a guaranteed annuity fit into a retirement plan in Bartlesville?
Nearly one in five Bartlesville residents is 65 or older, so steady income strategies matter here. A multi-year guaranteed annuity locks in a fixed interest rate for a set term, meaning your growth is predictable regardless of market swings. That reliability can cover essential expenses like utilities during Oklahoma’s hot summers and cold winters. Oklahoma does not tax Social Security, but other retirement income may still face state tax, so pairing guaranteed annuity income with a tax-aware plan makes sense. Current rates change often, so check our current annuity rates page for today’s figures.