Fact text

  • The very first Publix supermarket opened in Winter Haven in 1930, meaning this quiet Florida city is the birthplace of the entire beloved grocery chain.
  • Cypress Gardens, Winter Haven's legendary theme park, got its start because the founders were inspired by an idea they found in a Good Housekeeping magazine.
  • Elvis Presley, Frank Sinatra, and even King Hussein of Jordan all visited Winter Haven's Cypress Gardens, quite the guest list for a Florida water ski show.
  • Legoland Florida was built on the exact site of the old Cypress Gardens park, and even kept part of the original botanical garden and water ski show alive.
  • Winter Haven has 50 lakes squeezed inside city limits, and its two famous chains are connected by a canal lock system that took six years and plenty of political drama to finish.
Your
Winter Haven
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
Stat icon
42933
+
Total Population
Stat icon
$
48560
Median Income
Stat icon
$
162400
Median Home
Stat icon
26
%
Age 65+
Retirement Suitability
How
Winter Haven
ranks for retirees?
55
/ 100

A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.

Tax
79
Affordability
64
Healthcare
6
Climate
87

Results

Winter Haven

Suitability Breakdown

Retirement tax planning
01 - Taxes

Retirement Tax Treatment

Tax
79

Florida levies no state income tax, so Social Security, pension payments, and IRA or 401(k) withdrawals are all free from state-level taxation.

State sales tax here runs about

6

%.

Source · Tax Foundation
79
6
Retirement tax planning
02 - Income

Annuity Rates Available Here

Affordability
64

Fixed annuity rates reach up to

7

% on 5-year terms, with most landing between

5

% and

5

%.

Source · Cannex
64
Retirement tax planning
03 - Healthcare

Hospital Access & Quality

Healthcare
6

The area has

5

Medicare-certified hospitals, averaging a

2

/5 CMS quality rating.

Source · CMS Hospital Compare
2
Retirement tax planning
04 - Climate

Weather & Comfort

Climate
87

A

Warm / Subtropical

climate — summers peak near

92

°F, winters dip to about

52

°F, with roughly

″ of snow a year.

Source · NOAA Climate Normals
Warm / Subtropical
Retirement tax planning
05 - Risk

Natural Disaster Risk

Risk
Relatively High

FEMA's overall natural-disaster risk rating for this county on the National Risk Index.

Source · FEMA National Risk Index
Relatively High

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