01 - Taxes
Retirement Tax Treatment
New Jersey does not tax Social Security benefits, which preserves a key income source for retirees, though the state does levy income tax on other retirement income.
Source · Tax Foundation
8
Fact text
- Toms River East Little League won the Little League World Series in 1998, not bad for a Jersey Shore town.
- Toms River claims to host the second-largest Halloween parade in the entire world.
- The Amityville Horror, one of the most iconic horror movies ever, was filmed in Toms River.
- Jersey Shore fans take note: seasons 1, 3, and 5 of the MTV hit were filmed right here in Toms River.
- The town was officially called Dover Township for over 200 years before residents voted in 2006 to finally name it what everyone already called it.
Your
Toms River
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
90081
+
Total Population
$
80145
Median Income
$
292700
Median Home
19
%
Age 65+
Retirement Suitability
How
Toms River
ranks for retirees?
32
/ 100
A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.
Tax
8
Affordability
53
Healthcare
29
Climate
51
Results
Toms River
Suitability Breakdown
02 - Income
Annuity Rates Available Here
Fixed annuity rates reach up to
7
% on 5-year terms, with most landing between
5
% and
5
%.
Source · Cannex
53
03 - Healthcare
Hospital Access & Quality
The area has
4
Medicare-certified hospitals, averaging a
3
/5 CMS quality rating.
Source · CMS Hospital Compare
3
04 - Climate
Weather & Comfort
A
Cold / Snowy
climate — summers peak near
83
°F, winters dip to about
24
°F, with roughly
″ of snow a year.
Source · NOAA Climate Normals
Cold / Snowy
05 - Risk
Natural Disaster Risk
FEMA's overall natural-disaster risk rating for this county on the National Risk Index.
Source · FEMA National Risk Index
Relatively High
Current Guaranteed Rates · New Jersey
Lock in guaranteed retirement income
Showing rates for New Jersey
Updated weekly · Last updated June 2026
Company
Rating
Product
Rate
Term
See all New Jersey rates →
Not sure which fits you?Get my free personalized quote →
Keep Learning
Free retirement education from Annuities.net — no signup required.
Retirement Planning
Empower Your Retirement Planning: How Free Annuity Quotes Can Guide Your Strategy
Free annuity quotes help you compare rates, understand options, and build a secure retirement plan. Use unbiased resources like Annuities.net to make informed decisions and ensure steady lifetime income.
Read more
Investing
Why Independent Annuity Guidance Makes a Difference for Your Nest Egg
Independent, unbiased annuity guidance helps protect your nest egg by offering clear, conflict-free advice. Use free quotes from Annuities.net to make informed retirement planning decisions.
Read more
Retirement Planning
Unlock Your Retirement Potential: Why Independent Financial Advice Matters
Independent financial advice is crucial for unbiased, personalized retirement planning. Annuities.net offers free, transparent annuity quotes and expert guidance to secure steady income and financial peace of mind.
Read more
Hosted by Michael McMillan, President of Annuities.net
More videos on our channel →Ready to Secure Your Retirement Future?
Join thousands of Americans who've taken control of their retirement planning with expert guidance and proven strategies.