Fact text

  • The Spanish once called St. Simons Island 'Isla de Ballenas', meaning Isle of Whales.
  • John Wesley, who founded the Methodist movement, once lived on St. Simons and complained the local environment had more tortures than he could describe for Hell.
  • Nearly 27% of St. Simons homes sit empty most of the year, it's basically a ghost town that throws a great beach party seasonally.
  • St. Simons is the largest of Georgia's famed Golden Isles, a name that sounds like it belongs in a pirate treasure map.
Your
St. Simons
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
Stat icon
15291
+
Total Population
Stat icon
$
90408
Median Income
Stat icon
$
377800
Median Home
Stat icon
36
%
Age 65+
Retirement Suitability
How
St. Simons
ranks for retirees?
26
/ 100

A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.

Tax
8
Affordability
40
Healthcare
3
Climate
84

Results

St. Simons

Suitability Breakdown

Retirement tax planning
01 - Taxes

Retirement Tax Treatment

Tax
8

Georgia does not tax Social Security benefits, which helps stretch fixed income further for retirees.

State sales tax here runs about

4

%.

Source · Tax Foundation
8
4
Retirement tax planning
02 - Income

Annuity Rates Available Here

Affordability
40

Fixed annuity rates reach up to

7

% on 5-year terms, with most landing between

5

% and

5

%.

Source · Cannex
40
Retirement tax planning
03 - Healthcare

Hospital Access & Quality

Healthcare
3

The area has

1

Medicare-certified hospitals, averaging a

2

/5 CMS quality rating.

Source · CMS Hospital Compare
2
Retirement tax planning
04 - Climate

Weather & Comfort

Climate
84

A

Mild

climate — summers peak near

89

°F, winters dip to about

45

°F, with roughly

0

″ of snow a year.

Source · NOAA Climate Normals
Mild
Retirement tax planning
05 - Risk

Natural Disaster Risk

Risk
Relatively Moderate

FEMA's overall natural-disaster risk rating for this county on the National Risk Index.

Source · FEMA National Risk Index
Relatively Moderate

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