Fact text

  • Lewis and Clark treated St. Charles as their last civilized stop before vanishing into the wilderness for over two and a half years.
  • Missouri's first state legislature met in rooms above a hardware store, and that building is still standing and open for tours.
  • St. Charles claims to be where America's very first interstate highway project broke ground in 1956, though Kansas and Pennsylvania are still arguing about it.
  • The town's original French nickname, 'Les Petites Côtes,' meaning 'The Little Hillsides,' came from a poetic chat between two fur traders admiring the scenery.
Your
St. Charles
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
Stat icon
70650
+
Total Population
Stat icon
$
71232
Median Income
Stat icon
$
212000
Median Home
Stat icon
17
%
Age 65+
Retirement Suitability
How
St. Charles
ranks for retirees?
40
/ 100

A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.

Tax
8
Affordability
77
Healthcare
47
Climate
30

Results

St. Charles

Suitability Breakdown

Retirement tax planning
01 - Taxes

Retirement Tax Treatment

Tax
8

Missouri does not tax Social Security benefits, which preserves a meaningful income stream for retirees even though the state does levy income tax on other sources.

State sales tax here runs about

%.

Source · Tax Foundation
8
Retirement tax planning
02 - Income

Annuity Rates Available Here

Affordability
77

Fixed annuity rates reach up to

7

% on 5-year terms, with most landing between

5

% and

5

%.

Source · Cannex
77
Retirement tax planning
03 - Healthcare

Hospital Access & Quality

Healthcare
47

The area has

4

Medicare-certified hospitals, averaging a

3

/5 CMS quality rating.

Source · CMS Hospital Compare
3
Retirement tax planning
04 - Climate

Weather & Comfort

Climate
30

A

Cold / Snowy

climate — summers peak near

86

°F, winters dip to about

23

°F, with roughly

11

″ of snow a year.

Source · NOAA Climate Normals
Cold / Snowy
Retirement tax planning
05 - Risk

Natural Disaster Risk

Risk
Relatively Moderate

FEMA's overall natural-disaster risk rating for this county on the National Risk Index.

Source · FEMA National Risk Index
Relatively Moderate

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