Fact text

  • St. Charles was once a major global piano hub, its Cable Co. factory imported ivory from India, wool from Australia, and exotic wood from South America just to make your keys.
  • The old piano factory didn't go quietly: it was reborn as the 'Piano Factory Outlet Mall' before eventually being torn down for condos.
  • The city's official slogan is 'Pride of the Fox', which sounds tough until you learn it's named after the Fox River running through downtown.
  • St. Charles hosts a Scarecrow Festival every October, turning Lincoln Park into what is arguably the most autumnal event name possible.
  • The St. Charles History Museum is tucked inside a 1928 former Texaco gas station, because why build a new museum when a vintage filling station will do?
Your
St. Charles
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
Stat icon
32612
+
Total Population
Stat icon
$
102414
Median Income
Stat icon
$
303000
Median Home
Stat icon
16
%
Age 65+
Retirement Suitability
How
St. Charles
ranks for retirees?
51
/ 100

A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.

Tax
8
Affordability
78
Healthcare
82
Climate
28

Results

St. Charles

Suitability Breakdown

Retirement tax planning
01 - Taxes

Retirement Tax Treatment

Tax
8

Illinois does not tax Social Security benefits, which helps retirees preserve more of their monthly income despite the state's flat income tax.

State sales tax here runs about

%.

Source · Tax Foundation
8
Retirement tax planning
02 - Income

Annuity Rates Available Here

Affordability
78

Fixed annuity rates reach up to

7

% on 5-year terms, with most landing between

5

% and

5

%.

Source · Cannex
78
Retirement tax planning
03 - Healthcare

Hospital Access & Quality

Healthcare
82

The area has

5

Medicare-certified hospitals, averaging a

4

/5 CMS quality rating.

Source · CMS Hospital Compare
4
Retirement tax planning
04 - Climate

Weather & Comfort

Climate
28

A

Cold / Snowy

climate — summers peak near

83

°F, winters dip to about

18

°F, with roughly

″ of snow a year.

Source · NOAA Climate Normals
Cold / Snowy
Retirement tax planning
05 - Risk

Natural Disaster Risk

Risk
Relatively High

FEMA's overall natural-disaster risk rating for this county on the National Risk Index.

Source · FEMA National Risk Index
Relatively High

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