Fact text

  • Southold's name is believed to be a squished-together version of 'Southwold,' a coastal town in England's own Suffolk County, a nice transatlantic coincidence.
  • A neighborhood within Southold called Reydon Shores likely takes its name from Reydon, England, the tiny village where the town's founding minister grew up.
  • Despite being mostly land, Southold's total area is nearly 87% water, so it's essentially a town that happens to have a little land in it.
  • The North Fork's unique light, surrounded by water on both sides, attracted serious fine-art painters in the late 19th century, including American impressionist William Merritt Chase.
Your
Southold
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
Stat icon
5946
+
Total Population
Stat icon
$
86632
Median Income
Stat icon
$
602500
Median Home
Stat icon
29
%
Age 65+
Retirement Suitability
How
Southold
ranks for retirees?
36
/ 100

A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.

Tax
8
Affordability
9
Healthcare
89
Climate
30

Results

Southold

Suitability Breakdown

Retirement tax planning
01 - Taxes

Retirement Tax Treatment

Tax
8

New York does not tax Social Security benefits, which helps retirees keep more of a common income source, though the state does impose income tax on other retirement income.

State sales tax here runs about

4

%.

Source · Tax Foundation
8
4
Retirement tax planning
02 - Income

Annuity Rates Available Here

Affordability
9

Fixed annuity rates reach up to

5

% on 5-year terms, with most landing between

4

% and

5

%.

Source · Cannex
9
Retirement tax planning
03 - Healthcare

Hospital Access & Quality

Healthcare
89

The area has

9

Medicare-certified hospitals, averaging a

4

/5 CMS quality rating.

Source · CMS Hospital Compare
4
Retirement tax planning
04 - Climate

Weather & Comfort

Climate
30

A

Temperate

climate — summers peak near

78

°F, winters dip to about

26

°F, with roughly

″ of snow a year.

Source · NOAA Climate Normals
Temperate
Retirement tax planning
05 - Risk

Natural Disaster Risk

Risk
Relatively High

FEMA's overall natural-disaster risk rating for this county on the National Risk Index.

Source · FEMA National Risk Index
Relatively High

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