Fact text

  • The Santa Cruz Beach Boardwalk has been delighting visitors since 1904, making it one of America's oldest seaside amusement parks.
  • The city's name traces back to a stream a Spanish explorer named 'The Stream of the Most Holy Cross' after camping there overnight in 1769.
  • A governor once tried to rename Santa Cruz after himself, it didn't catch on, and the city just kept being Santa Cruz.
Your
Santa Cruz
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
Stat icon
65011
+
Total Population
Stat icon
$
86618
Median Income
Stat icon
$
895800
Median Home
Stat icon
13
%
Age 65+
Retirement Suitability
How
Santa Cruz
ranks for retirees?
23
/ 100

A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.

Tax
8
Affordability
1
Healthcare
29
Climate
78

Results

Santa Cruz

Suitability Breakdown

Retirement tax planning
01 - Taxes

Retirement Tax Treatment

Tax
8

California does not tax Social Security benefits, though it does apply state income tax to other retirement income and carries a base sales tax rate of about 7.25%.

State sales tax here runs about

7

%.

Source · Tax Foundation
8
7
Retirement tax planning
02 - Income

Annuity Rates Available Here

Affordability
1

Fixed annuity rates reach up to

7

% on 5-year terms, with most landing between

5

% and

5

%.

Source · Cannex
1
Retirement tax planning
03 - Healthcare

Hospital Access & Quality

Healthcare
29

The area has

3

Medicare-certified hospitals, averaging a

3

/5 CMS quality rating.

Source · CMS Hospital Compare
3
Retirement tax planning
04 - Climate

Weather & Comfort

Climate
78

A

Mild

climate — summers peak near

75

°F, winters dip to about

42

°F, with roughly

0

″ of snow a year.

Source · NOAA Climate Normals
Mild
Retirement tax planning
05 - Risk

Natural Disaster Risk

Risk
Relatively High

FEMA's overall natural-disaster risk rating for this county on the National Risk Index.

Source · FEMA National Risk Index
Relatively High

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