Fact text

  • A 6,000-year-old spearhead was discovered right in a local park in 2008, Safety Harbor's history runs *deep*.
  • The town's name comes from pirates: once ships reached this bay, they were finally safe from pirate attacks and sailors called it a 'Safe Harbor'.
  • A French nobleman living here in 1823 is credited with introducing the grapefruit to all of Florida, so thank Safety Harbor for your breakfast.
  • Spanish explorer Hernando de Soto named the local spring 'Espiritu Santo' in 1539 while supposedly searching for the mythical Fountain of Youth.
  • Cheap Trick guitarist Robin Zander calls Safety Harbor home, rock royalty lives here.
Your
Safety Harbor
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
Stat icon
17893
+
Total Population
Stat icon
$
83116
Median Income
Stat icon
$
293000
Median Home
Stat icon
22
%
Age 65+
Retirement Suitability
How
Safety Harbor
ranks for retirees?
60
/ 100

A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.

Tax
79
Affordability
57
Healthcare
29
Climate
92

Results

Safety Harbor

Suitability Breakdown

Retirement tax planning
01 - Taxes

Retirement Tax Treatment

Tax
79

Florida levies no state income tax, meaning Social Security, pension, and IRA withdrawals are fully exempt at the state level.

State sales tax here runs about

6

%.

Source · Tax Foundation
79
6
Retirement tax planning
02 - Income

Annuity Rates Available Here

Affordability
57

Fixed annuity rates reach up to

7

% on 5-year terms, with most landing between

5

% and

5

%.

Source · Cannex
57
Retirement tax planning
03 - Healthcare

Hospital Access & Quality

Healthcare
29

The area has

10

Medicare-certified hospitals, averaging a

3

/5 CMS quality rating.

Source · CMS Hospital Compare
3
Retirement tax planning
04 - Climate

Weather & Comfort

Climate
92

A

Warm / Subtropical

climate — summers peak near

90

°F, winters dip to about

54

°F, with roughly

″ of snow a year.

Source · NOAA Climate Normals
Warm / Subtropical
Retirement tax planning
05 - Risk

Natural Disaster Risk

Risk
Relatively High

FEMA's overall natural-disaster risk rating for this county on the National Risk Index.

Source · FEMA National Risk Index
Relatively High

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