Fact text

  • Rio del Mar's poetic name, 'River of the Sea' in Spanish, was literally invented by real estate marketers in the 1920s to sell property.
  • Next door, Seacliff State Beach is home to a real concrete ship that once had a dance floor, swimming pool, and café on board.
Your
Rio del Mar
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
Stat icon
9713
+
Total Population
Stat icon
$
116220
Median Income
Stat icon
$
968800
Median Home
Stat icon
23
%
Age 65+
Retirement Suitability
How
Rio del Mar
ranks for retirees?
21
/ 100

A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.

Tax
8
Affordability
4
Healthcare
29
Climate
58

Results

Rio del Mar

Suitability Breakdown

Retirement tax planning
01 - Taxes

Retirement Tax Treatment

Tax
8

California does not tax Social Security benefits, but retirees should plan for the state's income tax on other retirement income and a 7.25% base sales tax rate.

State sales tax here runs about

7

%.

Source · Tax Foundation
8
7
Retirement tax planning
02 - Income

Annuity Rates Available Here

Affordability
4

Fixed annuity rates reach up to

7

% on 5-year terms, with most landing between

5

% and

5

%.

Source · Cannex
4
Retirement tax planning
03 - Healthcare

Hospital Access & Quality

Healthcare
29

The area has

3

Medicare-certified hospitals, averaging a

3

/5 CMS quality rating.

Source · CMS Hospital Compare
3
Retirement tax planning
04 - Climate

Weather & Comfort

Climate
58

A

Mild

climate — summers peak near

74

°F, winters dip to about

40

°F, with roughly

″ of snow a year.

Source · NOAA Climate Normals
Mild
Retirement tax planning
05 - Risk

Natural Disaster Risk

Risk
Relatively High

FEMA's overall natural-disaster risk rating for this county on the National Risk Index.

Source · FEMA National Risk Index
Relatively High

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