Fact text

  • At 20 characters long, Rancho Santa Margarita holds the title of longest city name in all of California.
  • It literally stole the crown, Rolling Hills Estates held the longest-name title for years until Rancho Santa Margarita incorporated on January 1, 2000 and knocked it off the throne.
Your
Rancho Santa Margarita
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
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48280
+
Total Population
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$
125329
Median Income
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$
679500
Median Home
Stat icon
10
%
Age 65+
Retirement Suitability
How
Rancho Santa Margarita
ranks for retirees?
25
/ 100

A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.

Tax
8
Affordability
20
Healthcare
21
Climate
78

Results

Rancho Santa Margarita

Suitability Breakdown

Retirement tax planning
01 - Taxes

Retirement Tax Treatment

Tax
8

California taxes ordinary income but leaves Social Security benefits untouched, though the state's 7.25% sales tax adds to everyday costs.

State sales tax here runs about

7

%.

Source · Tax Foundation
8
7
Retirement tax planning
02 - Income

Annuity Rates Available Here

Affordability
20

Fixed annuity rates reach up to

7

% on 5-year terms, with most landing between

5

% and

5

%.

Source · Cannex
20
Retirement tax planning
03 - Healthcare

Hospital Access & Quality

Healthcare
21

The area has

23

Medicare-certified hospitals, averaging a

3

/5 CMS quality rating.

Source · CMS Hospital Compare
3
Retirement tax planning
04 - Climate

Weather & Comfort

Climate
78

A

Temperate

climate — summers peak near

88

°F, winters dip to about

39

°F, with roughly

″ of snow a year.

Source · NOAA Climate Normals
Temperate
Retirement tax planning
05 - Risk

Natural Disaster Risk

Risk
Very High

FEMA's overall natural-disaster risk rating for this county on the National Risk Index.

Source · FEMA National Risk Index
Very High

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