Fact text

  • Palm Coast has over 130 miles of interconnected trails winding through its parks and preserves, more trail than most cities have roads.
  • A charming little slice of Europe lives inside Palm Coast: the European Village has old-world architecture, an open-air plaza, and live music weekends.
  • Palm Coast grew by nearly 200% between 2000 and 2020, making it one of Florida's fastest-expanding cities in recent memory.
  • The city has 46 miles of freshwater canals and 23 miles of saltwater canals, practically a city built on water.
Your
Palm Coast
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
Stat icon
88222
+
Total Population
Stat icon
$
57872
Median Income
Stat icon
$
226100
Median Home
Stat icon
29
%
Age 65+
Retirement Suitability
How
Palm Coast
ranks for retirees?
77
/ 100

A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.

Tax
79
Affordability
46
Healthcare
95
Climate
87

Results

Palm Coast

Suitability Breakdown

Retirement tax planning
01 - Taxes

Retirement Tax Treatment

Tax
79

Florida levies no state income tax, meaning Social Security, pension payments, and IRA or 401(k) withdrawals are all free from state-level taxation.

State sales tax here runs about

6

%.

Source · Tax Foundation
79
6
Retirement tax planning
02 - Income

Annuity Rates Available Here

Affordability
46

Fixed annuity rates reach up to

7

% on 5-year terms, with most landing between

5

% and

5

%.

Source · Cannex
46
Retirement tax planning
03 - Healthcare

Hospital Access & Quality

Healthcare
95

The area has

2

Medicare-certified hospitals, averaging a

5

/5 CMS quality rating.

Source · CMS Hospital Compare
5
Retirement tax planning
04 - Climate

Weather & Comfort

Climate
87

A

Mild

climate — summers peak near

88

°F, winters dip to about

47

°F, with roughly

″ of snow a year.

Source · NOAA Climate Normals
Mild
Retirement tax planning
05 - Risk

Natural Disaster Risk

Risk
Relatively Moderate

FEMA's overall natural-disaster risk rating for this county on the National Risk Index.

Source · FEMA National Risk Index
Relatively Moderate

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