Fact text

  • Ocean Pines was originally marketed by selling lots 'in the middle of nowhere' using Hawaiian luaus and paddlewheel boat rides, quite the sales pitch for a Maryland pine forest.
  • A double-decker bus and an engine-powered paddlewheel boat named the 'Amy Ross' were used to ferry potential lot buyers to the community in its early days.
  • The area where Ocean Pines now sits was once charmingly known as the 'Hog Skull' area.
  • Ocean Pines hosts the largest concentration of retirees on Maryland's entire Eastern Shore, it's basically the retirement capital of the Chesapeake region.
  • Its golf course was designed by legendary architect Robert Trent Jones, who shaped some of the most famous courses in the world.
Your
Ocean Pines
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
Stat icon
12950
+
Total Population
Stat icon
$
77518
Median Income
Stat icon
$
273400
Median Home
Stat icon
40
%
Age 65+
Retirement Suitability
How
Ocean Pines
ranks for retirees?
35
/ 100

A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.

Tax
8
Affordability
57
Healthcare
29
Climate
62

Results

Ocean Pines

Suitability Breakdown

Retirement tax planning
01 - Taxes

Retirement Tax Treatment

Tax
8

Maryland does not tax Social Security benefits, though retirees with other income sources will still owe state income tax.

State sales tax here runs about

%.

Source · Tax Foundation
8
Retirement tax planning
02 - Income

Annuity Rates Available Here

Affordability
57

Fixed annuity rates reach up to

7

% on 5-year terms, with most landing between

5

% and

5

%.

Source · Cannex
57
Retirement tax planning
03 - Healthcare

Hospital Access & Quality

Healthcare
29

The area has

1

Medicare-certified hospitals, averaging a

3

/5 CMS quality rating.

Source · CMS Hospital Compare
3
Retirement tax planning
04 - Climate

Weather & Comfort

Climate
62

A

Temperate

climate — summers peak near

82

°F, winters dip to about

30

°F, with roughly

″ of snow a year.

Source · NOAA Climate Normals
Temperate
Retirement tax planning
05 - Risk

Natural Disaster Risk

Risk
Relatively Low

FEMA's overall natural-disaster risk rating for this county on the National Risk Index.

Source · FEMA National Risk Index
Relatively Low

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