01 - Taxes
Retirement Tax Treatment
Illinois does not tax Social Security benefits, which preserves a key income source for retirees despite the state having an income tax.
Source · Tax Foundation
8
Fact text
- O'Fallon shares its name with a city in neighboring Missouri, making them one of a rare few same-named twin cities inside the very same metro area.
- Academy Award-winning actor William Holden hails from O'Fallon, giving this small Illinois city some serious Hollywood bragging rights.
- O'Fallon's city seal was designed by a high school freshman who won a contest, and his design became the official city flag.
- The city's seal features a pick and shovel, honoring coal mines that powered O'Fallon's economy for over 100 years.
- O'Fallon has grown at every single census since 1854, except 1930, when it lost exactly six people.
Your
O'Fallon
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
29487
+
Total Population
$
90432
Median Income
$
214600
Median Home
16
%
Age 65+
Retirement Suitability
How
O'Fallon
ranks for retirees?
58
/ 100
A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.
Tax
8
Affordability
95
Healthcare
95
Climate
24
Results
O'Fallon
Suitability Breakdown
02 - Income
Annuity Rates Available Here
Fixed annuity rates reach up to
7
% on 5-year terms, with most landing between
5
% and
5
%.
Source · Cannex
95
03 - Healthcare
Hospital Access & Quality
The area has
3
Medicare-certified hospitals, averaging a
5
/5 CMS quality rating.
Source · CMS Hospital Compare
5
04 - Climate
Weather & Comfort
A
Cold / Snowy
climate — summers peak near
87
°F, winters dip to about
23
°F, with roughly
″ of snow a year.
Source · NOAA Climate Normals
Cold / Snowy
05 - Risk
Natural Disaster Risk
FEMA's overall natural-disaster risk rating for this county on the National Risk Index.
Source · FEMA National Risk Index
Relatively High
Current Guaranteed Rates · Illinois
Lock in guaranteed retirement income
Showing rates for Illinois
Updated weekly · Last updated June 2026
Company
Rating
Product
Rate
Term
See all Illinois rates →
Not sure which fits you?Get my free personalized quote →
Keep Learning
Free retirement education from Annuities.net — no signup required.
Retirement Planning
Empower Your Retirement Planning: How Free Annuity Quotes Can Guide Your Strategy
Free annuity quotes help you compare rates, understand options, and build a secure retirement plan. Use unbiased resources like Annuities.net to make informed decisions and ensure steady lifetime income.
Read more
Investing
Why Independent Annuity Guidance Makes a Difference for Your Nest Egg
Independent, unbiased annuity guidance helps protect your nest egg by offering clear, conflict-free advice. Use free quotes from Annuities.net to make informed retirement planning decisions.
Read more
Retirement Planning
Unlock Your Retirement Potential: Why Independent Financial Advice Matters
Independent financial advice is crucial for unbiased, personalized retirement planning. Annuities.net offers free, transparent annuity quotes and expert guidance to secure steady income and financial peace of mind.
Read more
Hosted by Michael McMillan, President of Annuities.net
More videos on our channel →Ready to Secure Your Retirement Future?
Join thousands of Americans who've taken control of their retirement planning with expert guidance and proven strategies.