Fact text

  • Madison spent most of its history as a tiny town of 400 to 500 people, then a rocket arsenal moved in next door and everything changed.
  • Madison is completely surrounded by Huntsville on all sides, making it a rare real-life city-within-a-city enclave.
  • When Huntsville tried to absorb Madison in 1986, residents voted overwhelmingly to stay independent, neighborly, but not THAT neighborly.
  • The city's largest employer is a software company called Intergraph, owned by a Swedish tech giant that decided to invest in a small Alabama city.
Your
Madison
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
Stat icon
50717
+
Total Population
Stat icon
$
94214
Median Income
Stat icon
$
263800
Median Home
Stat icon
13
%
Age 65+
Retirement Suitability
How
Madison
ranks for retirees?
39
/ 100

A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.

Tax
8
Affordability
82
Healthcare
29
Climate
51

Results

Madison

Suitability Breakdown

Retirement tax planning
01 - Taxes

Retirement Tax Treatment

Tax
8

Alabama does not tax Social Security benefits, which gives retirees a meaningful edge, though the state does levy income tax on other retirement income.

State sales tax here runs about

4

%.

Source · Tax Foundation
8
4
Retirement tax planning
02 - Income

Annuity Rates Available Here

Affordability
82

Fixed annuity rates reach up to

7

% on 5-year terms, with most landing between

5

% and

5

%.

Source · Cannex
82
Retirement tax planning
03 - Healthcare

Hospital Access & Quality

Healthcare
29

The area has

2

Medicare-certified hospitals, averaging a

3

/5 CMS quality rating.

Source · CMS Hospital Compare
3
Retirement tax planning
04 - Climate

Weather & Comfort

Climate
51

A

Temperate

climate — summers peak near

90

°F, winters dip to about

34

°F, with roughly

2

″ of snow a year.

Source · NOAA Climate Normals
Temperate
Retirement tax planning
05 - Risk

Natural Disaster Risk

Risk
Relatively High

FEMA's overall natural-disaster risk rating for this county on the National Risk Index.

Source · FEMA National Risk Index
Relatively High

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