01 - Taxes
Retirement Tax Treatment
Kentucky does not tax Social Security benefits, though a state income tax does apply to other retirement income.
Source · Tax Foundation
8
Fact text
Your
Lexington-Fayette urban county
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
322200
+
Total Population
$
58954
Median Income
$
200900
Median Home
13
%
Age 65+
Retirement Suitability
How
Lexington-Fayette urban county
ranks for retirees?
39
/ 100
A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.
Tax
8
Affordability
62
Healthcare
47
Climate
48
Results
Lexington-Fayette urban county
Suitability Breakdown
02 - Income
Annuity Rates Available Here
Fixed annuity rates reach up to
7
% on 5-year terms, with most landing between
5
% and
5
%.
Source · Cannex
62
03 - Healthcare
Hospital Access & Quality
The area has
4
Medicare-certified hospitals, averaging a
3
/5 CMS quality rating.
Source · CMS Hospital Compare
3
04 - Climate
Weather & Comfort
A
Temperate
climate — summers peak near
85
°F, winters dip to about
27
°F, with roughly
13
″ of snow a year.
Source · NOAA Climate Normals
Temperate
05 - Risk
Natural Disaster Risk
FEMA's overall natural-disaster risk rating for this county on the National Risk Index.
Source · FEMA National Risk Index
Relatively Moderate
Current Guaranteed Rates · Kentucky
Lock in guaranteed retirement income
Showing rates for Kentucky
Updated weekly · Last updated June 2026
Company
Rating
Product
Rate
Term
See all Kentucky rates →
Not sure which fits you?Get my free personalized quote →
Keep Learning
Free retirement education from Annuities.net — no signup required.
Retirement Planning
Empower Your Retirement Planning: How Free Annuity Quotes Can Guide Your Strategy
Free annuity quotes help you compare rates, understand options, and build a secure retirement plan. Use unbiased resources like Annuities.net to make informed decisions and ensure steady lifetime income.
Read more
Investing
Why Independent Annuity Guidance Makes a Difference for Your Nest Egg
Independent, unbiased annuity guidance helps protect your nest egg by offering clear, conflict-free advice. Use free quotes from Annuities.net to make informed retirement planning decisions.
Read more
Retirement Planning
Unlock Your Retirement Potential: Why Independent Financial Advice Matters
Independent financial advice is crucial for unbiased, personalized retirement planning. Annuities.net offers free, transparent annuity quotes and expert guidance to secure steady income and financial peace of mind.
Read more
Hosted by Michael McMillan, President of Annuities.net
More videos on our channel →Ready to Secure Your Retirement Future?
Join thousands of Americans who've taken control of their retirement planning with expert guidance and proven strategies.