01 - Taxes
Retirement Tax Treatment
Missouri does not tax Social Security benefits, which preserves a key income stream for most retirees despite the state's general income tax.
Source · Tax Foundation
8
Fact text
- Lake St. Louis started life as a weekend resort idea, but someone dreamed bigger and turned it into an entire planned city built around two private lakes.
- The city was originally incorporated as "Harbor Town" in 1975 before residents voted to rename it Lake St. Louis, apparently the first name just didn't stick.
- The community's very first family, the Neals, were so central to city life that their son Mike literally appeared as a kid actor in the development's TV and print ads.
- Many residents of Lake St. Louis aren't actually allowed to use the lakes, the water is privately owned by a community association with limited membership.
Your
Lake St. Louis
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
16357
+
Total Population
$
100122
Median Income
$
284000
Median Home
21
%
Age 65+
Retirement Suitability
How
Lake St. Louis
ranks for retirees?
41
/ 100
A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.
Tax
8
Affordability
81
Healthcare
47
Climate
29
Results
Lake St. Louis
Suitability Breakdown
02 - Income
Annuity Rates Available Here
Fixed annuity rates reach up to
7
% on 5-year terms, with most landing between
5
% and
5
%.
Source · Cannex
81
03 - Healthcare
Hospital Access & Quality
The area has
4
Medicare-certified hospitals, averaging a
3
/5 CMS quality rating.
Source · CMS Hospital Compare
3
04 - Climate
Weather & Comfort
A
Cold / Snowy
climate — summers peak near
86
°F, winters dip to about
23
°F, with roughly
13
″ of snow a year.
Source · NOAA Climate Normals
Cold / Snowy
05 - Risk
Natural Disaster Risk
FEMA's overall natural-disaster risk rating for this county on the National Risk Index.
Source · FEMA National Risk Index
Relatively Moderate
Current Guaranteed Rates · Missouri
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