Fact text

  • Laguna Woods Village was originally called 'Leisure World', a retirement community so large it makes up a whopping 90% of the entire city.
  • The city only became official in 1999, largely because residents wanted to stop an international airport from being built in their backyard, and it worked.
  • With a median age of 74.9, Laguna Woods is almost certainly one of the oldest cities in the entire United States.
Your
Laguna Woods
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
Stat icon
16056
+
Total Population
Stat icon
$
46449
Median Income
Stat icon
$
309400
Median Home
Stat icon
82
%
Age 65+
Retirement Suitability
How
Laguna Woods
ranks for retirees?
26
/ 100

A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.

Tax
8
Affordability
11
Healthcare
21
Climate
94

Results

Laguna Woods

Suitability Breakdown

Retirement tax planning
01 - Taxes

Retirement Tax Treatment

Tax
8

California taxes income but leaves Social Security benefits alone, a meaningful break for retirees drawing from those payments.

State sales tax here runs about

7

%.

Source · Tax Foundation
8
7
Retirement tax planning
02 - Income

Annuity Rates Available Here

Affordability
11

Fixed annuity rates reach up to

7

% on 5-year terms, with most landing between

5

% and

5

%.

Source · Cannex
11
Retirement tax planning
03 - Healthcare

Hospital Access & Quality

Healthcare
21

The area has

23

Medicare-certified hospitals, averaging a

3

/5 CMS quality rating.

Source · CMS Hospital Compare
3
Retirement tax planning
04 - Climate

Weather & Comfort

Climate
94

A

Mild

climate — summers peak near

80

°F, winters dip to about

47

°F, with roughly

0

″ of snow a year.

Source · NOAA Climate Normals
Mild
Retirement tax planning
05 - Risk

Natural Disaster Risk

Risk
Very High

FEMA's overall natural-disaster risk rating for this county on the National Risk Index.

Source · FEMA National Risk Index
Very High

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