Fact text

  • Lady Lake is the birthplace of The Villages, the massive retirement community that basically became a city unto itself.
  • The town's public library hosts an annual 'Pumpkin Chuckin' Contest', because nothing says small-town charm like hurling gourds.
  • Over 55% of Lady Lake residents are 65 or older, making it one of the most gloriously silver-haired towns in America.
Your
Lady Lake
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
Stat icon
15695
+
Total Population
Stat icon
$
40322
Median Income
Stat icon
$
156600
Median Home
Stat icon
54
%
Age 65+
Retirement Suitability
How
Lady Lake
ranks for retirees?
62
/ 100

A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.

Tax
79
Affordability
47
Healthcare
56
Climate
68

Results

Lady Lake

Suitability Breakdown

Retirement tax planning
01 - Taxes

Retirement Tax Treatment

Tax
79

Florida charges no state income tax, meaning Social Security, pension checks, and IRA withdrawals all stay untouched at the state level.

State sales tax here runs about

6

%.

Source · Tax Foundation
79
6
Retirement tax planning
02 - Income

Annuity Rates Available Here

Affordability
47

Fixed annuity rates reach up to

7

% on 5-year terms, with most landing between

5

% and

5

%.

Source · Cannex
47
Retirement tax planning
03 - Healthcare

Hospital Access & Quality

Healthcare
56

The area has

4

Medicare-certified hospitals, averaging a

4

/5 CMS quality rating.

Source · CMS Hospital Compare
4
Retirement tax planning
04 - Climate

Weather & Comfort

Climate
68

A

climate — summers peak near

°F, winters dip to about

°F, with roughly

″ of snow a year.

Source · NOAA Climate Normals
Retirement tax planning
05 - Risk

Natural Disaster Risk

Risk
Relatively Moderate

FEMA's overall natural-disaster risk rating for this county on the National Risk Index.

Source · FEMA National Risk Index
Relatively Moderate

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