01 - Taxes
Retirement Tax Treatment
Ohio does not tax Social Security benefits, which preserves a key income source for retirees, though the state does levy income tax on other retirement income.
Source · Tax Foundation
8
Fact text
- Huber Heights is literally named after the guy who built most of it, developer Charles Huber basically constructed an entire city and then got it named after himself.
- Ohio's very first Buc-ee's, the legendary Texas travel-center chain famous for its beaver mascot and massive restrooms, opened in Huber Heights in April 2026.
- Kim and Kelley Deal, both members of the iconic rock band The Breeders, grew up right here in Huber Heights.
- A single investment firm, Magnetar Capital, owns about one in every 11 homes in the city, making it one of the more unusual landlord situations in Ohio.
Your
Huber Heights
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
40465
+
Total Population
$
66134
Median Income
$
121300
Median Home
16
%
Age 65+
Retirement Suitability
How
Huber Heights
ranks for retirees?
49
/ 100
A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.
Tax
8
Affordability
100
Healthcare
56
Climate
32
Results
Huber Heights
Suitability Breakdown
02 - Income
Annuity Rates Available Here
Fixed annuity rates reach up to
7
% on 5-year terms, with most landing between
5
% and
5
%.
Source · Cannex
100
03 - Healthcare
Hospital Access & Quality
The area has
4
Medicare-certified hospitals, averaging a
4
/5 CMS quality rating.
Source · CMS Hospital Compare
4
04 - Climate
Weather & Comfort
A
Cold / Snowy
climate — summers peak near
82
°F, winters dip to about
23
°F, with roughly
23
″ of snow a year.
Source · NOAA Climate Normals
Cold / Snowy
05 - Risk
Natural Disaster Risk
FEMA's overall natural-disaster risk rating for this county on the National Risk Index.
Source · FEMA National Risk Index
Relatively Moderate
Current Guaranteed Rates · Ohio
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