Fact text

  • Highlands Ranch is the most populous unincorporated community in all of Colorado, over 100,000 people living in a place that is technically not even a city.
  • The neighborhood's grand mansion was nicknamed 'Castle Isabel' by a rancher who named it after his wife, romantic enough to rival any fairy tale.
  • Highlands Ranch was literally designed from scratch in 1978 as a planned suburb, modeled after Mission Viejo, California, complete with a snaking greenbelt and bike paths baked into the original blueprints.
Your
Highlands Ranch
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
Stat icon
107017
+
Total Population
Stat icon
$
127093
Median Income
Stat icon
$
493600
Median Home
Stat icon
12
%
Age 65+
Retirement Suitability
How
Highlands Ranch
ranks for retirees?
44
/ 100

A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.

Tax
0
Affordability
47
Healthcare
95
Climate
25

Results

Highlands Ranch

Suitability Breakdown

Retirement tax planning
01 - Taxes

Retirement Tax Treatment

Tax
0

Colorado exempts most middle-income retirees from Social Security taxes, making the state reasonably tax-friendly for those not in top income brackets.

State sales tax here runs about

3

%.

Source · Tax Foundation
0
3
Retirement tax planning
02 - Income

Annuity Rates Available Here

Affordability
47

Fixed annuity rates reach up to

7

% on 5-year terms, with most landing between

5

% and

5

%.

Source · Cannex
47
Retirement tax planning
03 - Healthcare

Hospital Access & Quality

Healthcare
95

The area has

4

Medicare-certified hospitals, averaging a

5

/5 CMS quality rating.

Source · CMS Hospital Compare
5
Retirement tax planning
04 - Climate

Weather & Comfort

Climate
25

A

Cold / Snowy

climate — summers peak near

83

°F, winters dip to about

17

°F, with roughly

″ of snow a year.

Source · NOAA Climate Normals
Cold / Snowy
Retirement tax planning
05 - Risk

Natural Disaster Risk

Risk
Relatively Moderate

FEMA's overall natural-disaster risk rating for this county on the National Risk Index.

Source · FEMA National Risk Index
Relatively Moderate

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