01 - Taxes
Retirement Tax Treatment
California taxes ordinary income but leaves Social Security benefits untouched, a meaningful break for retirees relying on those payments.
Source · Tax Foundation
8
7
Fact text
- Half Moon Bay got its charming name simply because the bay itself is shaped like a crescent moon.
- During Prohibition, bootleggers loved Half Moon Bay's dense fog and hidden coves so much that some of their old roadhouses still operate as restaurants today.
- Mavericks, one of the world's most legendary big-wave surf spots, sits just north of this small coastal town of fewer than 12,000 people.
- Half Moon Bay is so foggy and mild that it averages fewer than one day per year with temperatures reaching 90°F, making summer basically a myth here.
Your
Half Moon Bay
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
12583
+
Total Population
$
131233
Median Income
$
1155000
Median Home
22
%
Age 65+
Retirement Suitability
How
Half Moon Bay
ranks for retirees?
27
/ 100
A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.
Tax
8
Affordability
3
Healthcare
69
Climate
22
Results
Half Moon Bay
Suitability Breakdown
02 - Income
Annuity Rates Available Here
Fixed annuity rates reach up to
7
% on 5-year terms, with most landing between
5
% and
5
%.
Source · Cannex
3
03 - Healthcare
Hospital Access & Quality
The area has
6
Medicare-certified hospitals, averaging a
4
/5 CMS quality rating.
Source · CMS Hospital Compare
4
04 - Climate
Weather & Comfort
A
Mild
climate — summers peak near
65
°F, winters dip to about
42
°F, with roughly
0
″ of snow a year.
Source · NOAA Climate Normals
Mild
05 - Risk
Natural Disaster Risk
FEMA's overall natural-disaster risk rating for this county on the National Risk Index.
Source · FEMA National Risk Index
Relatively High
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