Fact text

  • Gilroy calls itself the 'Garlic Capital of the World', and backs it up with an entire annual festival dedicated to the stinky bulb.
  • The city's namesake, John Gilroy, originally jumped ship (or was left ashore with scurvy) from a British vessel passing through Monterey in 1814.
  • Before becoming a city founder, John Gilroy spent years wandering California missions and ranches working as a barrel maker.
  • Snow falls in Gilroy only about once every 20 years, making each flake a legitimately newsworthy local event.
  • Commercial garlic farming in Gilroy was pioneered in the 1920s by a man so dedicated to the crop he earned the nickname 'The Garlic King.'
Your
Gilroy
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
Stat icon
55227
+
Total Population
Stat icon
$
107729
Median Income
Stat icon
$
717800
Median Home
Stat icon
12
%
Age 65+
Retirement Suitability
How
Gilroy
ranks for retirees?
26
/ 100

A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.

Tax
8
Affordability
11
Healthcare
29
Climate
81

Results

Gilroy

Suitability Breakdown

Retirement tax planning
01 - Taxes

Retirement Tax Treatment

Tax
8

California taxes retirement income but leaves Social Security benefits untaxed, and carries a baseline state sales tax of 7.25%.

State sales tax here runs about

7

%.

Source · Tax Foundation
8
7
Retirement tax planning
02 - Income

Annuity Rates Available Here

Affordability
11

Fixed annuity rates reach up to

7

% on 5-year terms, with most landing between

5

% and

5

%.

Source · Cannex
11
Retirement tax planning
03 - Healthcare

Hospital Access & Quality

Healthcare
29

The area has

8

Medicare-certified hospitals, averaging a

3

/5 CMS quality rating.

Source · CMS Hospital Compare
3
Retirement tax planning
04 - Climate

Weather & Comfort

Climate
81

A

Temperate

climate — summers peak near

87

°F, winters dip to about

39

°F, with roughly

0

″ of snow a year.

Source · NOAA Climate Normals
Temperate
Retirement tax planning
05 - Risk

Natural Disaster Risk

Risk
Very High

FEMA's overall natural-disaster risk rating for this county on the National Risk Index.

Source · FEMA National Risk Index
Very High

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