Fact text

  • Amelia Island has flown eight different national flags over it, earning the nickname the 'Isle of 8 Flags'.
  • Fernandina holds the unusual distinction of being the last Spanish city officially platted in the entire Western Hemisphere, way back in 1811.
  • The whole town literally picked up and moved a mile south just to be closer to a new railroad line in the 1850s.
Your
Fernandina Beach
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
Stat icon
12622
+
Total Population
Stat icon
$
76595
Median Income
Stat icon
$
332500
Median Home
Stat icon
31
%
Age 65+
Retirement Suitability
How
Fernandina Beach
ranks for retirees?
70
/ 100

A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.

Tax
79
Affordability
37
Healthcare
82
Climate
84

Results

Fernandina Beach

Suitability Breakdown

Retirement tax planning
01 - Taxes

Retirement Tax Treatment

Tax
79

Florida levies no state income tax, meaning Social Security, pension, and retirement account withdrawals are fully exempt at the state level.

State sales tax here runs about

6

%.

Source · Tax Foundation
79
6
Retirement tax planning
02 - Income

Annuity Rates Available Here

Affordability
37

Fixed annuity rates reach up to

7

% on 5-year terms, with most landing between

5

% and

5

%.

Source · Cannex
37
Retirement tax planning
03 - Healthcare

Hospital Access & Quality

Healthcare
82

The area has

1

Medicare-certified hospitals, averaging a

4

/5 CMS quality rating.

Source · CMS Hospital Compare
4
Retirement tax planning
04 - Climate

Weather & Comfort

Climate
84

A

Mild

climate — summers peak near

89

°F, winters dip to about

46

°F, with roughly

″ of snow a year.

Source · NOAA Climate Normals
Mild
Retirement tax planning
05 - Risk

Natural Disaster Risk

Risk
Relatively Low

FEMA's overall natural-disaster risk rating for this county on the National Risk Index.

Source · FEMA National Risk Index
Relatively Low

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