01 - Taxes
Retirement Tax Treatment
California taxes income in retirement but leaves Social Security benefits untouched, an important break for retirees drawing from multiple income sources.
Source · Tax Foundation
8
7
Fact text
- Encinitas translates from Spanish as 'little oaks', a surprisingly cute name for a sun-soaked California beach town.
- One neighborhood, Cardiff-by-the-Sea, has streets named after British cities AND classical composers, which is charmingly eccentric.
- The city's famous surf break is called Swamis, easily one of the coolest surf spot names on the California coast.
- Encinitas Ballet was founded by a former principal dancer of the Kremlin Ballet Theatre, bringing a bit of Moscow to the SoCal beach scene.
- The neighborhood of Olivenhain was established as a colony by German immigrants in the late 19th century and still has private equestrian facilities today.
Your
Encinitas
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
62967
+
Total Population
$
120488
Median Income
$
992100
Median Home
19
%
Age 65+
Retirement Suitability
How
Encinitas
ranks for retirees?
37
/ 100
A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.
Tax
8
Affordability
5
Healthcare
71
Climate
79
Results
Encinitas
Suitability Breakdown
02 - Income
Annuity Rates Available Here
Fixed annuity rates reach up to
7
% on 5-year terms, with most landing between
5
% and
5
%.
Source · Cannex
5
03 - Healthcare
Hospital Access & Quality
The area has
15
Medicare-certified hospitals, averaging a
4
/5 CMS quality rating.
Source · CMS Hospital Compare
4
04 - Climate
Weather & Comfort
A
Mild
climate — summers peak near
73
°F, winters dip to about
47
°F, with roughly
″ of snow a year.
Source · NOAA Climate Normals
Mild
05 - Risk
Natural Disaster Risk
FEMA's overall natural-disaster risk rating for this county on the National Risk Index.
Source · FEMA National Risk Index
Very High
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