Fact text

  • Ellicott City's train station, built in 1830, is the oldest surviving railroad station in the entire United States.
  • A famous 1830 race between a steam locomotive called Tom Thumb and a horse-drawn carriage took place on the way back from Ellicott City, and the horse won.
  • Ellicott City is the most populous unincorporated county seat in the United States, meaning it's technically not even an official city.
  • The town's first mayor had his lumber business washed away by floods twice, then threw his own reelection for a free house, an early retirement plan of sorts.
Your
Ellicott City
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
Stat icon
73272
+
Total Population
Stat icon
$
132083
Median Income
Stat icon
$
546700
Median Home
Stat icon
16
%
Age 65+
Retirement Suitability
How
Ellicott City
ranks for retirees?
26
/ 100

A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.

Tax
8
Affordability
40
Healthcare
29
Climate
34

Results

Ellicott City

Suitability Breakdown

Retirement tax planning
01 - Taxes

Retirement Tax Treatment

Tax
8

Maryland does not tax Social Security benefits, though retirees should account for the state's income tax on other retirement income sources.

State sales tax here runs about

%.

Source · Tax Foundation
8
Retirement tax planning
02 - Income

Annuity Rates Available Here

Affordability
40

Fixed annuity rates reach up to

7

% on 5-year terms, with most landing between

5

% and

5

%.

Source · Cannex
40
Retirement tax planning
03 - Healthcare

Hospital Access & Quality

Healthcare
29

The area has

1

Medicare-certified hospitals, averaging a

3

/5 CMS quality rating.

Source · CMS Hospital Compare
3
Retirement tax planning
04 - Climate

Weather & Comfort

Climate
34

A

Temperate

climate — summers peak near

86

°F, winters dip to about

26

°F, with roughly

22

″ of snow a year.

Source · NOAA Climate Normals
Temperate
Retirement tax planning
05 - Risk

Natural Disaster Risk

Risk
Relatively Low

FEMA's overall natural-disaster risk rating for this county on the National Risk Index.

Source · FEMA National Risk Index
Relatively Low

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