01 - Taxes
Retirement Tax Treatment
California does not tax Social Security benefits, though retirees should plan for the state's income tax on other retirement income and a base sales tax rate of about 7.25%.
Source · Tax Foundation
8
7
Fact text
- El Cerrito's name means 'The Little Hill' in Spanish, yet its actual namesake landmark, Albany Hill, sits just across the border in a different city.
- El Cerrito is home to Arhoolie Records, a folk and blues label now part of the Smithsonian Institution, though it's technically located in the neighboring Richmond Annex.
- The city started as a refugee camp after the 1906 San Francisco earthquake, and early residents liked it so much they eventually just… stayed and built a whole city.
Your
El Cerrito
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
25280
+
Total Population
$
108294
Median Income
$
858000
Median Home
19
%
Age 65+
Retirement Suitability
How
El Cerrito
ranks for retirees?
24
/ 100
A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.
Tax
8
Affordability
6
Healthcare
29
Climate
73
Results
El Cerrito
Suitability Breakdown
02 - Income
Annuity Rates Available Here
Fixed annuity rates reach up to
7
% on 5-year terms, with most landing between
5
% and
5
%.
Source · Cannex
6
03 - Healthcare
Hospital Access & Quality
The area has
7
Medicare-certified hospitals, averaging a
3
/5 CMS quality rating.
Source · CMS Hospital Compare
3
04 - Climate
Weather & Comfort
A
Mild
climate — summers peak near
74
°F, winters dip to about
43
°F, with roughly
0
″ of snow a year.
Source · NOAA Climate Normals
Mild
05 - Risk
Natural Disaster Risk
FEMA's overall natural-disaster risk rating for this county on the National Risk Index.
Source · FEMA National Risk Index
Very High
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