Fact text

  • Dunedin got its name from the Scottish Gaelic word for Edinburgh, making this sunny Florida beach town a secret tribute to Scotland.
  • The city was officially incorporated in 1899 mostly because residents were fed up with pigs running wild in the streets, and the livestock ban technically still stands today.
  • Caladesi Island, just off Dunedin's coast, is consistently rated one of the best beaches in the entire world.
  • The Toronto Blue Jays have held spring training in Dunedin every year since 1977, making it a long-running Canadian snowbird tradition.
  • Downtown Dunedin is a rare chain-free zone, you won't find big corporate restaurant signs cluttering the charming main street.
Your
Dunedin
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
Stat icon
36480
+
Total Population
Stat icon
$
51730
Median Income
Stat icon
$
219300
Median Home
Stat icon
33
%
Age 65+
Retirement Suitability
How
Dunedin
ranks for retirees?
56
/ 100

A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.

Tax
79
Affordability
38
Healthcare
29
Climate
94

Results

Dunedin

Suitability Breakdown

Retirement tax planning
01 - Taxes

Retirement Tax Treatment

Tax
79

Florida levies no state income tax, meaning Social Security, pension payments, and IRA or 401(k) withdrawals are all free from state-level taxation.

State sales tax here runs about

6

%.

Source · Tax Foundation
79
6
Retirement tax planning
02 - Income

Annuity Rates Available Here

Affordability
38

Fixed annuity rates reach up to

7

% on 5-year terms, with most landing between

5

% and

5

%.

Source · Cannex
38
Retirement tax planning
03 - Healthcare

Hospital Access & Quality

Healthcare
29

The area has

10

Medicare-certified hospitals, averaging a

3

/5 CMS quality rating.

Source · CMS Hospital Compare
3
Retirement tax planning
04 - Climate

Weather & Comfort

Climate
94

A

Warm / Subtropical

climate — summers peak near

89

°F, winters dip to about

52

°F, with roughly

0

″ of snow a year.

Source · NOAA Climate Normals
Warm / Subtropical
Retirement tax planning
05 - Risk

Natural Disaster Risk

Risk
Relatively High

FEMA's overall natural-disaster risk rating for this county on the National Risk Index.

Source · FEMA National Risk Index
Relatively High

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