Fact text

  • Clayton's name was decided by a literal coin flip, had the other co-founder won, residents would be living in 'Rhinesville' today.
  • Snow fell in Clayton in December 2009 for the first time since the 1970s, a rare chilly surprise for this warm Mediterranean-climate town.
  • Clayton sits right at the foot of Mount Diablo, one of the San Francisco Bay Area's most dramatic and iconic peaks.
Your
Clayton
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
Stat icon
11585
+
Total Population
Stat icon
$
153607
Median Income
Stat icon
$
806600
Median Home
Stat icon
15
%
Age 65+
Retirement Suitability
How
Clayton
ranks for retirees?
30
/ 100

A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.

Tax
8
Affordability
23
Healthcare
29
Climate
88

Results

Clayton

Suitability Breakdown

Retirement tax planning
01 - Taxes

Retirement Tax Treatment

Tax
8

California taxes retirement income but leaves Social Security benefits untouched, which matters for retirees drawing from multiple income sources.

State sales tax here runs about

7

%.

Source · Tax Foundation
8
7
Retirement tax planning
02 - Income

Annuity Rates Available Here

Affordability
23

Fixed annuity rates reach up to

7

% on 5-year terms, with most landing between

5

% and

5

%.

Source · Cannex
23
Retirement tax planning
03 - Healthcare

Hospital Access & Quality

Healthcare
29

The area has

7

Medicare-certified hospitals, averaging a

3

/5 CMS quality rating.

Source · CMS Hospital Compare
3
Retirement tax planning
04 - Climate

Weather & Comfort

Climate
88

A

Mild

climate — summers peak near

82

°F, winters dip to about

40

°F, with roughly

1

″ of snow a year.

Source · NOAA Climate Normals
Mild
Retirement tax planning
05 - Risk

Natural Disaster Risk

Risk
Very High

FEMA's overall natural-disaster risk rating for this county on the National Risk Index.

Source · FEMA National Risk Index
Very High

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