01 - Taxes
Retirement Tax Treatment
Utah exempts most middle-income retirees from Social Security taxes, with benefits only partially taxed above certain income thresholds.
Source · Tax Foundation
0
Fact text
- Centerville got its name in the most literal way possible, an 1850 survey found it sitting exactly halfway between two neighboring towns.
- The town went through two name changes before sticking with Centerville, previously known as both 'Deuel Settlement' and 'Cherry Creek.'
- Centerville is squeezed onto a thin strip of land between the Wasatch Mountains and Farmington Bay of the Great Salt Lake, not much wiggle room!
Your
Centerville
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
17,527
+
Total Population
$
100,230
Median Income
$
349,400
Median Home
20
%
Age 65+
Retirement Suitability
How
Centerville
ranks for retirees?
46
/ 100
A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.
Tax
0
Affordability
59
Healthcare
99
Climate
13
Results
Centerville
Suitability Breakdown
02 - Income
Annuity Rates Available Here
Fixed annuity rates reach up to
7
% on 5-year terms, with most landing between
5
% and
5
%.
Source · Cannex
59
03 - Healthcare
Hospital Access & Quality
The area has
4
Medicare-certified hospitals, averaging a
5
/5 CMS quality rating.
Source · CMS Hospital Compare
5
04 - Climate
Weather & Comfort
A
Cold / Snowy
climate — summers peak near
86
°F, winters dip to about
23
°F, with roughly
59
″ of snow a year.
Source · NOAA Climate Normals
Cold / Snowy
05 - Risk
Natural Disaster Risk
FEMA's overall natural-disaster risk rating for this county on the National Risk Index.
Source · FEMA National Risk Index
Relatively Moderate
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Frequently Asked Questions
Does Utah tax Social Security retirement benefits?
Utah takes a middle-ground approach: Social Security benefits are only partially taxed, and middle-income retirees may see reduced exposure depending on their income level. With Centerville’s median household income around $100,230, many retirees here fall into a range where partial taxation applies. Consulting a tax professional can clarify your specific situation.
How good is hospital access for retirees in Centerville, Utah?
Centerville is served by four Medicare-certified hospitals, and those facilities average a 5.0 out of 5 stars on CMS quality ratings. That combination of quantity and quality represents strong healthcare access for retirees. Given that one in five Centerville residents is 65 or older, reliable nearby hospital care is a meaningful factor in retirement planning here.
What is the cost of housing like for retirees considering Centerville, Utah?
The median home value in Centerville is $349,400, which sits at a moderate level relative to many Western cities. With a homeownership rate of 1 percent and a median household income of $100,230, the community skews toward owners with established equity. Retirees evaluating housing costs here should weigh those figures against their income sources and long-term budget.
What natural disaster risks should retirees know about in Centerville, Utah?
FEMA classifies the county containing Centerville as having a Relatively Moderate overall natural-disaster risk on its National Risk Index. Retirees should also be aware that winters are cold and snowy, with average winter lows of 23 degrees Fahrenheit and annual snowfall averaging 59 inches. These climate factors can affect both safety and household expenses in retirement.
Can a fixed annuity help provide guaranteed income for retirement in Utah?
One in five Centerville residents is 65 or older, and with a median household income topping $100,000, many here are planning retirements that blend multiple income sources. A multi-year guaranteed annuity locks in a fixed interest rate for a set term, so a portion of savings grows predictably regardless of market swings. That steady, contractually defined income can help cover essential expenses alongside Social Security, which Utah only partially taxes above certain thresholds. Current rates change often, so check our current annuity rates page for today’s figures.