01 - Taxes
Retirement Tax Treatment
California taxes retirement income but leaves Social Security benefits untouched, a meaningful break for retirees dependent on those payments.
Source · Tax Foundation
8
7
Fact text
- Burlingame calls itself the 'City of Trees' and backs it up with over 18,000 public trees, plus a 1908 law making it illegal to harm them.
- Burlingame has been a candy lover's paradise, home to It's-It ice cream, Guittard Chocolate, AND a See's Candies lollipop factory.
- In the 1920s, Burlingame's stretch of car dealerships became so legendary it earned the nickname 'Auto Row.'
- Elon Musk's AI company xAI has an office in Burlingame, so the future of artificial intelligence is partially being cooked up between a chocolate factory and a lollipop plant.
Your
Burlingame
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
30,071
+
Total Population
$
138,344
Median Income
$
2,000,001
Median Home
15
%
Age 65+
Retirement Suitability
How
Burlingame
ranks for retirees?
33
/ 100
A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.
Tax
8
Affordability
0
Healthcare
69
Climate
64
Results
Burlingame
Suitability Breakdown
02 - Income
Annuity Rates Available Here
Fixed annuity rates reach up to
7
% on 5-year terms, with most landing between
5
% and
5
%.
Source · Cannex
0
03 - Healthcare
Hospital Access & Quality
The area has
6
Medicare-certified hospitals, averaging a
4
/5 CMS quality rating.
Source · CMS Hospital Compare
4
04 - Climate
Weather & Comfort
A
Mild
climate — summers peak near
72
°F, winters dip to about
45
°F, with roughly
0
″ of snow a year.
Source · NOAA Climate Normals
Mild
05 - Risk
Natural Disaster Risk
FEMA's overall natural-disaster risk rating for this county on the National Risk Index.
Source · FEMA National Risk Index
Relatively High
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Frequently Asked Questions
Does California tax Social Security retirement benefits?
California does not tax Social Security benefits, which can be a meaningful advantage for retirees who rely on those payments as a core income source. Other forms of retirement income may be treated differently under state law, so it is worth reviewing your specific income sources with a tax professional before making retirement income decisions.
How much does a home cost in Burlingame and what does that mean for retirees?
What hospitals are available near Burlingame for Medicare-covered care?
Six Medicare-certified hospitals serve the Burlingame area, averaging 3.8 out of 5 stars on CMS quality ratings. That level of regional access provides retirees with reasonable options for ongoing and emergency medical care, which is an important practical consideration when evaluating where to spend retirement years.
What is the natural disaster risk for retirees living in Burlingame?
FEMA’s National Risk Index rates this county’s overall natural-disaster risk as Relatively High. Retirees planning to stay long-term should factor that designation into decisions about property insurance, emergency preparedness, and whether their income plan can absorb unexpected costs that natural disasters sometimes bring.
How do fixed annuity rates in California compare, and how might they fit a Burlingame retirement plan?
Burlingame’s median home value tops $2 million, meaning many pre-retirees here hold substantial wealth but face California income tax on most retirement distributions. A multi-year guaranteed annuity locks in a fixed interest rate for a set term, so a portion of savings grows predictably regardless of market swings. That certainty can help cover essential costs — especially with regional healthcare across six Medicare-certified hospitals — without relying solely on taxable investment accounts. Current rates change often, so check our current annuity rates page for today’s figures.