01 - Taxes
Retirement Tax Treatment
Washington levies no state income tax, meaning Social Security, pension payments, and IRA or 401(k) withdrawals are all free from state-level taxation.
Source · Tax Foundation
79
Fact text
- Bothell's town records were all stored in a general store, which promptly burned down in 1911.
- A converted railroad boxcar served as Bothell's official train station for a stretch after the tracks arrived in 1888.
- One local shingle mill was cranking out 80,000 shingles per day, that's a lot of roofs.
- The University of Washington Bothell shares its permanent campus with Cascadia College, a neighborly arrangement since 2000.
Your
Bothell
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
46,386
+
Total Population
$
107,651
Median Income
$
587,900
Median Home
13
%
Age 65+
Retirement Suitability
How
Bothell
ranks for retirees?
54
/ 100
A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.
Tax
79
Affordability
20
Healthcare
60
Climate
48
Results
Bothell
Suitability Breakdown
02 - Income
Annuity Rates Available Here
Fixed annuity rates reach up to
7
% on 5-year terms, with most landing between
5
% and
5
%.
Source · Cannex
20
03 - Healthcare
Hospital Access & Quality
The area has
16
Medicare-certified hospitals, averaging a
4
/5 CMS quality rating.
Source · CMS Hospital Compare
4
04 - Climate
Weather & Comfort
A
Temperate
climate — summers peak near
74
°F, winters dip to about
37
°F, with roughly
4
″ of snow a year.
Source · NOAA Climate Normals
Temperate
05 - Risk
Natural Disaster Risk
FEMA's overall natural-disaster risk rating for this county on the National Risk Index.
Source · FEMA National Risk Index
Very High
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Frequently Asked Questions
Does Washington state tax retirement income like Social Security or pension payments?
Washington has no state income tax, so Social Security benefits, pension payments, and withdrawals from IRAs or 401(k) accounts are all free from state-level taxation. For retirees in Bothell, this means more of every retirement dollar stays in their pocket compared to states that tax these income sources.
How much does a home typically cost in Bothell, WA?
The median home value in Bothell is $587,900, placing it firmly in higher-cost territory. With a homeownership rate of just 1 percent, most residents rent, which may affect how retirees think about housing equity as part of their overall financial picture heading into retirement.
What healthcare options are available for Medicare-covered retirees near Bothell?
The Bothell area is served by 16 Medicare-certified hospitals averaging 3.57 out of 5 CMS quality stars. That combination of quantity and rated quality suggests reasonably solid access to care for retirees who rely on Medicare, though individuals should verify which specific facilities accept their plan.
What is the natural-disaster risk like for someone planning to retire in Bothell long-term?
How might a fixed annuity fit into a retirement income plan for someone living in Bothell?
Bothell sits in a county FEMA rates as Very High for natural-disaster risk, which makes predictable income more than a comfort — it becomes a buffer against unexpected costs. Washington’s lack of a state income tax means annuity income isn’t eroded at the state level, letting a fixed annuity’s guaranteed payments stretch further. By locking a multi-year term, a retiree knows exactly what arrives each month to cover essential expenses regardless of market swings. Current rates change often, so check our current annuity rates page for today’s figures.