Fact text

  • North Chemung, the town's main hamlet, was nicknamed 'The Icebox of Chemung County' for its freakishly colder winters compared to everywhere nearby.
  • Locals once floated lumber down Baldwin Creek all the way to Elmira to sell it, an old-school log-highway right through town.
  • In 1923, fed-up residents actually petitioned to dissolve the entire town, but the county said no because erasing it from official maps was too much paperwork.
Your
Baldwin
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
Stat icon
32939
+
Total Population
Stat icon
$
121630
Median Income
Stat icon
$
431000
Median Home
Stat icon
16
%
Age 65+
Retirement Suitability
How
Baldwin
ranks for retirees?
43
/ 100

A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.

Tax
8
Affordability
57
Healthcare
74
Climate
28

Results

Baldwin

Suitability Breakdown

Retirement tax planning
01 - Taxes

Retirement Tax Treatment

Tax
8

New York does not tax Social Security benefits, which helps retirees stretch income, though the state does levy a general income tax.

State sales tax here runs about

4

%.

Source · Tax Foundation
8
4
Retirement tax planning
02 - Income

Annuity Rates Available Here

Affordability
57

Fixed annuity rates reach up to

5

% on 5-year terms, with most landing between

4

% and

5

%.

Source · Cannex
57
Retirement tax planning
03 - Healthcare

Hospital Access & Quality

Healthcare
74

The area has

9

Medicare-certified hospitals, averaging a

4

/5 CMS quality rating.

Source · CMS Hospital Compare
4
Retirement tax planning
04 - Climate

Weather & Comfort

Climate
28

A

Temperate

climate — summers peak near

79

°F, winters dip to about

26

°F, with roughly

26

″ of snow a year.

Source · NOAA Climate Normals
Temperate
Retirement tax planning
05 - Risk

Natural Disaster Risk

Risk
Relatively High

FEMA's overall natural-disaster risk rating for this county on the National Risk Index.

Source · FEMA National Risk Index
Relatively High

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