01 - Taxes
Retirement Tax Treatment
Massachusetts taxes income but leaves Social Security benefits untouched, which matters for retirees drawing from multiple sources.
Source · Tax Foundation
8
Fact text
- The very first spreadsheet software, VisiCalc, was invented in 1979 in the attic of an Arlington apartment, changing computing forever from a cramped New England flat.
- Arlington's Old Schwamb Mill has been running since 1650, making it the longest continuously operating mill in the entire country.
- Arlington once shipped ice cut from Spy Pond all the way to the Caribbean and India, thanks to the ambitions of a man literally nicknamed the 'Ice King.'
- Arlington had its own signature lettuce variety back in its farming days, a surprisingly fancy claim to fame for a Boston suburb.
Your
Arlington
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
45,379
+
Total Population
$
114,576
Median Income
$
687,600
Median Home
16
%
Age 65+
Retirement Suitability
How
Arlington
ranks for retirees?
23
/ 100
A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.
Tax
8
Affordability
15
Healthcare
43
Climate
26
Results
Arlington
Suitability Breakdown
02 - Income
Annuity Rates Available Here
Fixed annuity rates reach up to
7
% on 5-year terms, with most landing between
5
% and
5
%.
Source · Cannex
15
03 - Healthcare
Hospital Access & Quality
The area has
11
Medicare-certified hospitals, averaging a
3
/5 CMS quality rating.
Source · CMS Hospital Compare
3
04 - Climate
Weather & Comfort
A
Cold / Snowy
climate — summers peak near
81
°F, winters dip to about
21
°F, with roughly
″ of snow a year.
Source · NOAA Climate Normals
Cold / Snowy
05 - Risk
Natural Disaster Risk
FEMA's overall natural-disaster risk rating for this county on the National Risk Index.
Source · FEMA National Risk Index
Relatively High
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Frequently Asked Questions
Does Massachusetts tax Social Security retirement benefits?
Massachusetts does not tax Social Security benefits, which can meaningfully reduce a retiree’s state income tax burden. However, Massachusetts does tax most other forms of income, so retirees drawing from pensions, withdrawals, or investment accounts should verify how each source is treated before finalizing their retirement income plan.
How does a MYGA help Arlington, MA residents protect their retirement savings?
Arlington’s median household income tops $114,000, meaning many households here have real retirement assets worth protecting — and that’s exactly where a multi-year guaranteed annuity, or MYGA, fits in. A MYGA locks your principal into a fixed interest rate for a set term, so you know precisely what you’ll earn regardless of market swings. That predictability helps cover essential expenses, especially since Massachusetts taxes pension income but leaves Social Security alone. Current rates change often, so check our current annuity rates page for today’s figures.
How much does a home typically cost in Arlington, MA, and what does that mean for retirement planning?
What is the natural-disaster risk like in Arlington, MA, and how should retirees think about it?
What is the climate like in Arlington, MA, and how does it affect retirement living?
Arlington experiences a classic New England climate with warm summers averaging around 81°F and cold winters that regularly drop to about 21°F. Snow and cold are consistent seasonal realities. Retirees should factor heating costs, home maintenance, and potential mobility challenges during winter months into their overall retirement budget and lifestyle planning.