01 - Taxes
Retirement Tax Treatment
California taxes most retirement income but leaves Social Security benefits untouched, which can meaningfully reduce the tax bite for benefit-reliant retirees.
Source · Tax Foundation
8
7
Fact text
- Santa Anita Park opened in December 1934 and was designed with a eye-catching mix of Colonial Revival and Streamline Moderne architecture.
- Lucky Baldwin bought 8,000 acres of what would become Arcadia for $200,000 and reportedly gasped, "By Gads! This is paradise!"
- During World War I, the future Santa Anita Park site was an Army balloon school where soldiers trained to spy on enemies from hot air balloons.
- Anita Baldwin named her 50-room mansion "Anoakia" by smooshing her own name and the word "oak" together into one made-up word.
Your
Arcadia
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
57,053
+
Total Population
$
95,736
Median Income
$
1,136,700
Median Home
19
%
Age 65+
Retirement Suitability
How
Arcadia
ranks for retirees?
28
/ 100
A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.
Tax
8
Affordability
1
Healthcare
36
Climate
95
Results
Arcadia
Suitability Breakdown
02 - Income
Annuity Rates Available Here
Fixed annuity rates reach up to
7
% on 5-year terms, with most landing between
5
% and
5
%.
Source · Cannex
1
03 - Healthcare
Hospital Access & Quality
The area has
72
Medicare-certified hospitals, averaging a
3
/5 CMS quality rating.
Source · CMS Hospital Compare
3
04 - Climate
Weather & Comfort
A
Mild
climate — summers peak near
84
°F, winters dip to about
45
°F, with roughly
0
″ of snow a year.
Source · NOAA Climate Normals
Mild
05 - Risk
Natural Disaster Risk
FEMA's overall natural-disaster risk rating for this county on the National Risk Index.
Source · FEMA National Risk Index
Very High
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Frequently Asked Questions
Does California tax Social Security or pension income for retirees in Arcadia?
California does not tax Social Security benefits, which can reduce the overall tax burden for retirees who rely heavily on those payments. The state’s treatment of pension income is less straightforward and worth verifying with a tax professional, since rules can vary by pension type. Either way, understanding your income sources before retiring helps with realistic budgeting.
How many hospitals are near Arcadia and how good are they?
The Arcadia area is served by 72 Medicare-certified hospitals, giving retirees a wide range of options for care. However, those facilities average 3.01 out of 5 CMS quality stars, meaning quality varies considerably from one hospital to another. Researching individual hospital ratings before choosing providers or Medicare Advantage plans is a practical step for anyone planning retirement here.
What does housing cost in Arcadia and what should retirees know about affordability?
The median home value in Arcadia is about $1,136,700, placing it well above national norms. With a median household income near $95,736, many residents are financially established, but housing costs still represent a significant portion of any retirement budget. Retirees on fixed incomes should carefully model how property expenses, taxes, and insurance fit their long-term cash flow.
What is the natural disaster risk for retirees living in Arcadia?
How can Arcadia homeowners with high-value assets create predictable retirement income?
Arcadia’s median home values top $1.1 million, meaning many residents have substantial assets to protect as they plan retirement income. A multi-year guaranteed annuity, or MYGA, locks in a fixed interest rate for a set term, so you know exactly what your money earns with no market exposure. That predictability helps cover essential expenses alongside Social Security, which California does not tax. Because guaranteed rates change often, check our current annuity rates page for today’s figures.