01 - Taxes
Retirement Tax Treatment
Maryland does not tax Social Security benefits, which can meaningfully reduce retirees' state tax burden despite the state otherwise levying income tax.
Source · Tax Foundation
8
Fact text
- Accokeek's name comes from an Algonquin phrase meaning "at the edge of the hill", a surprisingly poetic origin for a Maryland suburb.
- Italian gun-maker Beretta, one of the world's oldest firearms companies, quietly set up its American factory right here in Accokeek in 1978.
- The community's Moyaone Reserve is a neighborhood where homes sit on minimum 5-acre wooded lots and were each individually designed, no cookie-cutter subdivisions here.
- Accokeek hosts an annual Oktoberfest and a "theater in the woods", not bad for a small community most people drive right past on the way to D.C.
Your
Accokeek
Retirement Outlook — in 90 seconds
Hosted by Michael McMillan, President of Annuities.net
Every figure mentioned is drawn from the same sourced public data shown below — and the video updates as the data does.
11,590
+
Total Population
$
133,992
Median Income
$
390,200
Median Home
13
%
Age 65+
Retirement Suitability
How
Accokeek
ranks for retirees?
32
/ 100
A blended, sourced view of how this city ranks for retirees across tax, affordability, healthcare, and climate.
Tax
8
Affordability
79
Healthcare
9
Climate
49
Results
Accokeek
Suitability Breakdown
02 - Income
Annuity Rates Available Here
Fixed annuity rates reach up to
7
% on 5-year terms, with most landing between
5
% and
5
%.
Source · Cannex
79
03 - Healthcare
Hospital Access & Quality
The area has
4
Medicare-certified hospitals, averaging a
3
/5 CMS quality rating.
Source · CMS Hospital Compare
3
04 - Climate
Weather & Comfort
A
Temperate
climate — summers peak near
86
°F, winters dip to about
29
°F, with roughly
″ of snow a year.
Source · NOAA Climate Normals
Temperate
05 - Risk
Natural Disaster Risk
FEMA's overall natural-disaster risk rating for this county on the National Risk Index.
Source · FEMA National Risk Index
Relatively Moderate
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Frequently Asked Questions
Does Maryland tax Social Security income for retirees?
Maryland does not tax Social Security benefits, which can provide meaningful tax relief for retirees. This is notable because Maryland does levy a state income tax on other income sources. For Accokeek residents relying on Social Security as part of their retirement income, this exemption can help stretch fixed income further each year.
What hospitals are available near Accokeek for Medicare-covered care?
Four Medicare-certified hospitals serve the Accokeek area. Their average CMS quality rating is 2.5 out of 5 stars, which indicates quality varies across facilities. Retirees and pre-retirees are encouraged to compare individual hospital ratings and services before making healthcare decisions, rather than assuming all nearby options offer the same standard of care.
What does housing typically cost for retirees looking to settle in Accokeek, MD?
The median home value in Accokeek is $390,200, set within a high-income suburban community where the median household income is $133,992. These figures suggest a relatively comfortable financial baseline for many residents, though individual circumstances vary widely. Prospective retirees should weigh housing costs against their expected fixed income and savings.
What is the natural disaster risk like for retirees living in Accokeek?
FEMA classifies the county containing Accokeek as having a Relatively Moderate overall natural-disaster risk on its National Risk Index. The area also experiences a four-season temperate climate with warm summers averaging 86°F and cold winters dipping to around 28°F. Retirees should factor seasonal weather and moderate disaster risk into long-term housing and insurance planning.
How can a guaranteed annuity help Accokeek retirees create steady income?
Accokeek’s median household income tops $133,000, meaning many residents enter retirement accustomed to a high standard of living — and fixed essential expenses that don’t shrink. A multi-year guaranteed annuity locks in a set interest rate for a chosen term, so a portion of savings grows predictably regardless of market swings. Maryland doesn’t tax Social Security, which already eases the state tax burden, and pairing that benefit with guaranteed annuity income can help cover consistent costs with confidence. Current rates change often, so check our current annuity rates page for today’s figures.