The Pre-Call Checklist
The 2026 Rate Unlocker:
5 Questions We Will Ask You
Have these answers ready to unlock the highest payout tier.
The Goal of this Call:
To protect your privacy and ensure accuracy, a LAS (Verification Specialist) will call you shortly from a verified local number.
To skip the generic rates and get the "Preferred Tier" quotes, please have these 5 items ready:
1
Your "Age Nearest" Date:
Carriers price you based on your nearest birthday. Being 6 months closer to your next birthday could bump your rate.
2
Investable Asset Amount:
Carriers have "Premium Bands." An investment of $100k+ often unlocks a higher interest rate than $50k. Have a rough estimate ready.
3
Liquidity Check:
Is your money in a bank (Liquid) or an IRA/401K (Qualified)? Knowing this prevents us from quoting you products with tax penalties.
4
Timeline:
Do you need this money in 3 years, 5 years, or 10 years? (The highest rates right now are in the 5-year window).
5
Your Beneficiary Goal:
Do you want "Maximum Income for You" or "Maximum Inheritance for Them"?
Can’t wait for our call?