New York Life Insurance Co. has been in business since 1845, providing life insurance, annuities and other financial services. It offers fixed and variable annuities and was ranked #3 in annuity sales in 2018, at over $14 billion, with 80% in sales of fixed annuities. The company has $272 billion in total assets (as of year-end 2018), which includes products and services other than annuities. As a mutual insurance company, New York Life’s profits belong to its policyholders; it has no outside shareholders. The company is one of the most highly rated companies in the industry. The most widely followed rating agencies rate NY Life as A++ (A.M. Best), AAA (Fitch), Aaa (Moody’s) and AA+(Standard & Poor’s). The company is consistently on Fortune Magazine’s list of “Most Admired Companies” and is one of the highest ranking insurance companies on that list. Company website: www.newyorklife.com/